Where you'll work:

Our flexible, hybrid work model offers the option to work remotely or in the office.

How you'll contribute:

As an Actuarial Associate, you'll be responsible for deliverables related to our variable annuities and flagship registered-index-linked annuity product, Shield. This position supports the Liability Analysis and Services team and is responsible for production and analysis that informs hedging-related reporting, attribution, and strategy.

In this role, you'll get to:

• Own the monthly production of asset results for variable annuities and Shield products in the PathWise environment; support the production of attribution results, sensitivity grids, and ad hoc runs.
• Conduct hedging analysis, including sensitivity testing, attribution, and forward-looking estimation for variable annuities and our flagship registered-index-linked annuity product, Shield.
• Identify, measure, and propose solutions to enhance hedge strategy; review hedge performance.
• Develop deep expertise in our asset and liability models; perform model updates, testing, review, and investigation as needed.
• Analyze drivers of results and communicate insights to management.
• Create and improve analytical tools and processes to enhance efficiency.
• Coordinate with stakeholders to maintain consistency in production processes and deliverable schedules, assumptions, and modeling methodologies; stay up to date on regulatory and reporting changes.
• Partner with the model development team to request, document, and approve model changes and to improve processes that enhance efficiency.
• Work with the Leader of Hedging Liability Analysis to prioritize, plan, and execute projects.

We're looking for people who have:

• Bachelor's degree in mathematics, Actuarial Science, Statistics, Economics, Computer Science or Finance.
• Recently credentialed ASA or actively pursuing ASA completion.
• 3 years of actuarial experience preferred.
• Variable Annuity and RILA product knowledge preferred.
• Asset modeling experience preferred.
• Computing and programming skills; Python preferred.
• Experience with SQL database queries preferred.
• Experience with actuarial modeling software; PathWise preferred.
• Proficiency in MS Office (Excel, Word, and PowerPoint).
• Project management skills; detail- and process-oriented.
• Effective written and verbal communication skills.
• Conceptual and analytical skills to develop solutions to complex problems.

• Ability to adapt to changing business priorities and deadlines.

What you'll gain from the Brighthouse Actuarial Development Program:

• Experience with one of the largest annuity and life insurance providers in the U.S.
• Study materials, study time, and exam fees paid for by Brighthouse Financial.
• Direct exposure to leaders, mentors, and learning opportunities.
• 24-month rotational work assignments to promote career growth.
• Automatic salary increases with each exam passed.

Research shows some people may not apply for a role if they don't check all the boxes of a job description. If you don't check every box listed, that's okay. We would love to hear from you.

What you'll receive:

• Compensation – Level and salary to be commensurate with exam progress.
  • Associate Level (4+ Exams): Base salary ranging from $84,000 to $98,000 plus competitive performance-based incentives determined by company and individual results.
  • Senior Associate Level (ASA): Base salary ranging from $100 to $125,000 plus competitive performance-based incentives determined by company and individual results.
• Flexible Work Environment – Work remotely or in the office to better thrive in all areas of life.
• Paid Time Off – Recharge with a minimum of 20 days of paid time off and 16 paid company holidays per calendar year plus paid volunteer time and paid study time.
• Financial Health – Work toward achieving your financial goals through our 401(k) savings plan with company match (up to 6%) and annual company nondiscretionary contribution (3%), and financial counseling services.
• Health and Wellness – Enjoy competitive medical, vision, and dental plans plus tax-free health savings accounts with potential company contributions up to $1,000 per family.
• Family Support – Care for loved ones with up to 16 weeks of paid leave for new parents, back-up dependent care, dependent care flexible spending account, and up to a $25,000 lifetime maximum during your adoption, infertility, or surrogacy journey.
• Life and Disability Support – Gain access to company-paid basic life insurance and short-term disability insurance.

The company and your department may occasionally gather in person throughout the year to foster a culture of belonging and promote team building. We'd love for you to join us during those company-wide and department-wide events to help you strengthen connections across the company.

Why join us?

Brighthouse Financial is on a mission to help people achieve financial security. Our company is one of the largest providers of annuities and life insurance in the U.S.,* and we specialize in products designed to help people protect what they've earned and ensure it lasts.

We empower employees to collaborate, bring their passion to work, and make an impact. Our inclusive work environment fosters a culture that celebrates diverse backgrounds and experiences. You can find out more about our company culture by visiting brighthousefinancial.com/about-us/careers/.

We're one of the largest providers of annuities and life insurance in the U.S.,* and our commitment to being a great place to work has earned us recognition as one of America's Most Trustworthy Companies by Newsweek and, locally, one of the Healthiest Employers of Greater Charlotte.

*Ranked by 2024 admitted assets. Best's Review®: Top 200 U.S. Life/Health Insurers. AM Best, 2025.