Are you passionate about turning data into action and excited by the opportunity to make a real impact? This is a unique opportunity to join CNA National as a Dealership Risk Analytics, Lead, where your work will directly influence the success of our largest distribution partners and CNA National's bottom line. In this role, you'll be at the forefront of driving profitability by identifying performance trends, assessing risk, and helping implement cost-mitigation strategies that matter. You won’t just analyze data—you’ll turn it into strategic guidance for both our internal teams and our external partners. If you’re energized by cross-functional collaboration and client-facing work, this position offers a rewarding blend of both. Your insights will help improve performance for top agents and dealers while shaping smarter, more profitable decisions company-wide. For someone who thrives on making an impact, this is more than a job—it’s a chance to help lead meaningful change.

Position Summary:

CNA National Warranty Corporation is seeking a dynamic and analytical professional to join our team as a Dealership Risk Analytics, Lead, a mid-level role that blends in-depth analysis with strategic, consultative engagement. This position plays a key role in supporting CNA National’s largest agent and dealer partners by providing actionable insights, risk assessments, and profitability strategies that drive shared success. The ideal candidate will combine strong analytical capabilities with a consultative mindset—capable of turning complex data into strategies that influence both internal decision-makers and external stakeholders.

Key Responsibilities:

• Performance & Profitability Analysis: Conduct in-depth analysis on dealer performance, claims trends, and key financial metrics to identify opportunities for enhancing dealer and company profitability.
• Risk Assessment & Mitigation: Evaluate financial risk exposure related to dealer behavior, claims activity, and contract performance. Recommend cost-mitigation strategies for high-risk accounts to protect CNA National’s bottom line.
• Loss Ratio & Claims Analysis: Monitor trends in claims frequency, severity, and emerging patterns to assess profitability impact and detect potential fraud risks.
• Underwriting & Pricing Support:
• Partner with actuarial and underwriting teams to assess dealer risk profiles and support accurate pricing strategies.
• Provide financial impact assessments and risk-based insights to support pricing negotiations and strategic account decisions.
• Market & Trend Analysis: Identify external market trends, regulatory shifts, and emerging risks that may influence dealer behavior and company performance.
• Client Engagement & Consultation: Deliver high-impact, consultative presentations to key external partners—translating complex analytics into business strategies that improve performance and reduce risk.
• Relationship Management: Act as a strategic advisor to major agent and dealer accounts by proactively offering insights that optimize results and build long-term trust.
• Cross-Functional Collaboration: Collaborate closely with internal teams—including actuarial, finance, claims, and sales—to ensure alignment on pricing strategies, profitability targets, and risk frameworks.

Qualifications & Skills:

• Bachelor’s degree in Business, Finance, Risk Management, Economics, Data Analytics, Accounting, or a related field.
• 7+ years of experience in risk analysis, underwriting, pricing strategy, or business analytics—ideally within automotive insurance, extended warranty, or F&I.
• Background in management consulting, corporate strategy, or other strategic advisory roles is a strong plus.
• Strong knowledge of underwriting principles, pricing models, and claims analysis in the context of vehicle service contracts and dealer programs.
• Proficiency in Excel, PowerPoint, and data visualization tools (e.g., Tableau, Power BI). Experience with SQL or Python/R is a plus.
• Strong analytical skills with the ability to interpret complex data and provide strategic insights that influence business decisions.
• Professional communication and presentation skills, with experience engaging directly with external stakeholders and executive audiences.
• Demonstrated ability to work cross-functionally and collaboratively to influence outcomes and drive profitability.

The Organization

CNA National offers finance and insurance products to vehicle purchasers through franchised automobile dealerships nationwide. We support over a thousand automotive dealerships, the nation’s largest used vehicle retailer, and are an exclusive provider to the largest US-based motorcycle OEM. We are a wholly owned subsidiary of CNA Financial, one of the oldest insurance companies in the nation, with over $55 billion in assets.

The Benefits

This role will offer a very competitive salary and bonus structure, a 401K match program, thirty days paid time off each year including paid sick time and flex holidays, and full benefits, including medical, dental, vision, life, and disability. This is a full-time, exempt position based at our office in Old Town Scottsdale and will adopt the work model adopted for other exempt staff. Currently, we follow a hybrid model, working in the office from Tuesday through Thursday, with the option of working from home on Mondays and Fridays.