About Us

At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward.

As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible.

But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work.

So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit.

About the Role

As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process.

We are currently seeking an experienced Underwriter to join our team at the Miami Office. In this role, you will be responsible for performing comprehensive financial analysis on small businesses, including trend and ratio analysis. Your expertise will be crucial in interpreting financial information to assess credit quality and cash flow, enabling us to make informed lending decisions.

Responsibilities

• Review loan applications and supporting documentation to determine eligibility and creditworthiness of borrowers.
• Analyze financial statements, credit reports, tax returns, and other relevant data to assess risk and make informed lending decisions.
• Conduct comprehensive due diligence and verify accuracy of information provided by applicants.
• Responsible for full cycle underwriting of assigned small business financing.
• Collaborate with the Underwriting team to identify potential red flags and mitigate risk.
• Stay updated with industry trends, regulations, and underwriting guidelines to ensure compliance.
• Communicate effectively with internal stakeholders, including Relationship Managers, to gather necessary information and clarify requirements.
• Maintain accurate and detailed documentation of underwriting decisions and findings.

• Bachelor's degree preferred but not mandatory in finance, accounting, or a related field
• Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants.
• Strong analytical skills with the ability to interpret complex financial data and make informed decisions.
• Familiarity with financial statements, tax returns, and credit reports.
• Knowledge of underwriting principles, lending regulations, and risk assessment methodologies.
• Excellent attention to detail and the ability to work in a fast-paced environment.
• Strong organizational and time management skills, with the ability to prioritize tasks effectively.
• Excellent written and verbal communication skills.
• Proficient in using MS Office suite and other relevant software applications.

Why Join Us

Opportunity to work in a fast-growing and innovative fintech company.

Exposure to a diverse range of clients and industries.

Collaborative and inclusive work environment.

Competitive salary and benefits package.

Continuous learning and professional development opportunities.

Opportunity for growth and advancement within the company.

If you are a self-motivated individual with a passion for finance and a keen eye for detail, we would love to hear from you. Apply now and join our team as a Junior Underwriter at Biz2Credit!

Salary Range

$65k to $85k