Commercial Lines Underwriter in Torrance, California at MOTER Technologies, Inc.
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Job Description
MOTER Technologies, Inc. (“MOTER”) is unlocking the world of connected vehicle data to power innovative products and services for the automotive, mobility, and insurance industries. Our edge-computing-based advanced data analytics and software platform transforms vehicle data into actionable insights that drive the next generation of driver scoring, risk analytics, and insurance solutions.
MOTER is modernizing the insurance industry by equipping insurers with real-time vehicle insights to enhance underwriting, streamline claims, and improve risk assessment. To drive this transformation, MOTER is building white-labeled insurance products for some of the most recognized brands in the automotive industry. These offerings leverage the full suite of MOTER’s connected vehicle data solutions—including next-generation telematics and claims visualization tools—bridging the gap between automakers and insurers, accelerating innovation, and delivering measurable value across the mobility ecosystem.
The Commercial Lines Underwriter reports to the Underwriting Manager and is responsible for leveraging fleet driving data to help MOTER build a profitable wholesale Commercial Auto book within its Managing General Agency division. This role plays a central part in developing, enhancing, and promoting MOTER’s consumer-facing Insurance Risk Management Program to our appointed brokers and to fleet owners.
The Underwriter will partner with internal teams to apply advanced analytics, including machine learning and predictive modeling, to identify driving behavior patterns and integrate internal and external data sources. These insights will be used to strengthen underwriting discipline, improve pricing accuracy, and optimize underwriting workflows. Through the thoughtful application of data-driven tools, this role will drive smarter risk selection, operational efficiency, and sustainable portfolio growth.
Essential Functions
- Help manage and assist development of MOTER’s Commercial Lines insurance products and specialized programs.
- Underwrite Commercial Auto insurance business within your level of authority.
- Actively contribute to the profitable growth of Moter’s insurance operations division.
- Assist in all aspects of the underwriting process, including reviewing submissions, processing endorsement requests, and binding and issuing new business and renewal policies.
- Process policy change endorsements and update account information in Guidewire.
- Assist in future enhancements to our Policy Administration System (Guidewire).
- Support & strengthen relationships with MOTER’s appointed brokers/distribution partners.
- Support the MOTER Finance team with all insurance accounting functions.
- Assist in developing business reports and writing summary reports for stakeholders.
- Support MOTER’s Tech Ops team with various assignments/tasks – as needed.
- Attend and participate in various Industry conferences throughout the year, representing MOTER and promoting our MGA/Insurance Operations division.
- Assist and support VP – Commercial Auto with any other assigned tasks, as needed.
- Perform other related duties as assigned.
- Bachelor's degree in Insurance, Actuarial Science, or Business Administration or equivalent work experience.
- 4 + years of Commercial Lines underwriting experience, specifically in Commercial Auto fleet accounts (10+ power units) including Public Auto and Business Auto.
- Experience underwriting both on the Carrier side and in a Managing General Agency.
- Strong knowledge of P&C Insurance industry, including underwriting, reinsurance, product management, business development, and risk management.
- Experience working with regional and national insurance carriers and company underwriters.
- Extensive knowledge of Policy Administration systems, including policy rating, familiarity with Agency Management Systems or similar electronic data storage systems.
- Proficiency in Microsoft Office (Word, Excel, Outlook, PowerPoint, and Teams)
- Strong written and verbal communication skills, interpersonal skills, and problem-solving abilities.
- Strong work ethic, self-motivation, and follow-up skills.
- Organized with effective time management skills and the ability to work both independently and as part of a team.
- Familiarity with Dash Cameras and Telematics technology, and Risk Management applications.
- Professional certifications such as CPCU, CIC, or AINS preferred.
- Property & Casualty Insurance license a plus.
- Must have legal authorization to work in the U.S. without sponsorship.
- Torrance, CA - Hybrid (Tuesday and Thursday in office)
- Remote options may be available for candidates living outside the LA Metro teleworking area.
- 10-20%
Compensation
- The salary range for this position is $82,000-$120,000, depending on level, experience and qualifications. FLSA Job Stats is Exempt.
Benefits of Working with Us
- Comprehensive benefits package including medical, dental, and vision coverage; basic life and long-term disability insurance; Health Savings Account (HSA); Flexible Spending Account (FSA); generous paid time off and holiday pay; and a 401(k) with company match.
- Complimentary catered office lunches.
- Flexible office hours to support work-life balance.
- A collaborative culture where your input directly impacts the product and company trajectory.
- A health and wellness-focused work environment with team social events.
- Business casual dress code.
EEO/AA/M/F/Vet/Disability Employer
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.
For accommodation or special assistance in applying for a posted position, please contact our Human Resources department at (424)322-9518.