SIU Specialist at NJ CURE – Detroit, Michigan

SIU Specialist

CURE Auto Insurance is a leading direct writer of auto insurance in New Jersey, Pennsylvania, and Michigan. CURE offers a great working environment, competitive salary, and comprehensive benefits package which includes health and dental coverage, life and disability insurance, 401k with generous company match, and much more!

The SIU Specialist is responsible for the investigation of possible fraud in underwriting and claims. May include medical provider fraud.

Essential Functions

Investigate possible fraud in underwriting and claims.

Provide monthly statistics, such as the number open and closed claims/underwriting files, as well as Special Investigations Unit Savings.

Perform database searches and gather relative information needed from claims and underwriting files to commence an investigation.

Conduct non-customer contact investigation, such as obtaining Department of Motor Vehicles certified copies and performing NJ court research.

Prepare detailed and thorough reports on the findings of the preliminary investigation and make recommendations for further handling of the file.

Prepare BFD forms for Investigators and meet with BFD Investigators on referred SIU files

Conduct customer contact investigations; take recorded statements; daily telephone contact with claimants, insureds, attorneys.

Experience/Requirements

Bachelors degree with at least 1 yr insurance experience; or Associates degree with at least 2 yrs insurance experience.

If no degree, then a minimum of 4 years related insurance exp.; or 5 years law enforcement exp. with 1 year insurance experience.

Computer proficiency, detail-oriented, decision-making ability and strong communication skills.

Must possess strong writing and reporting skills.

Relevant insurance industry licensing preferred.

Auto Insurance Underwriting Knowledge Needed. Claims Knowledge a Plus.

Benefits

Comprehensive health benefits including medical, dental and vision coverage
Generous paid time off (PTO days, sick days, and holidays)
Flexible spending options with FSA & HSA plans
Life and AD&D insurance
401(k) with company match
Voluntary benefits such as legal services, pet insurance, and identity & fraud protection
24/7 Employee Assistance Program (EAP) for employees and their families
Health & wellness perks including gym discounts, wellness reimbursements, and reward programs
Fun, engaging in-office events that support our culture

Physical Actions/Environment: Required job duties consist of prompt and regular attendance, ability to frequently move about the office to coordinate work with others; standing, sitting and typing for extended periods; and lifting and/or carrying up to 5 lbs. Ability to frequently communicate with others in-person, on the phone/virtually, and in writing. Ability to read, understand, process and evaluate large amounts of technical information and make related, informed decisions.

Starting Salary: $56,160 - $74,880 annually based on experience

Schedule: We offer flexible work hours between 8:00 AM and 5:00 PM, with options like 8–4, 8:30–4:30, or 9–5. We do our best to support individual preferences, though schedules may be adjusted as needed to ensure strong coverage and teamwork.

We also offer a hybrid schedule: team members work onsite four days a week and can work remotely one day a week.

Location: Detroit, MI or Princeton, NJ

We recruit, hire, employ, train and promote, and compensate individuals based on job-related qualifications and abilities. We respect the dignity and worth of each individual and are committed to an employment environment that is free from all forms of employment discrimination.

CURE Auto Insurance provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, pregnancy, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Disclaimer: This job description reflects management's assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned. This job description may be subject to change at any time.

Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.