Description:

Job Summary: The Appraisal Review Consultant will be responsible for performing independent third-party reviews of commercial and residential real estate appraisals and evaluations on behalf of Young & Associates' financial institution clients. The Consultant will assess whether each appraisal is credible, well-supported, and compliant with USPAP, the Interagency Appraisal and Evaluation Guidelines, and the client's appraisal policy, and will prepare written review reports documenting findings and recommendations.

Supervisory Responsibilities: None initially. May assist in reviewing the work of junior reviewers and in managing the review pipeline as division volume grows.

Duties/Responsibilities:

• Perform technical reviews of residential and commercial appraisal reports in accordance with USPAP Standard 3 and applicable regulatory guidance.

• Evaluate the appropriateness of the scope of work, valuation approaches, comparable selection and adjustments, capitalization and discount rates, market analysis, and highest and best use conclusions.

• Verify that appraisals satisfy client engagement requirements, regulatory requirements under FIRREA/Title XI, and the Interagency Appraisal and Evaluation Guidelines.

• Review evaluations and other alternative valuation products for adequacy and regulatory compliance.

• Prepare clear, well-documented written review reports that identify deficiencies, state whether the value conclusion is supported, and recommend corrective action where appropriate.

• Work with management to communicate review findings to client bank personnel and, when necessary, to the original appraiser to resolve deficiencies or obtain revisions.

• Maintain independence to safeguard the objectivity of the review process.

• Track assigned reviews and meet client turnaround expectations while maintaining quality standards.

• Stay current on USPAP updates, regulatory guidance, and market conditions affecting collateral values.

• Assist in the development and maintenance of review procedures, checklists, and report templates.

Requirements:

FLSA Classification: Exempt

Required Skills/Abilities:

• Thorough working knowledge of USPAP and the Interagency Appraisal and Evaluation Guidelines.

• Strong understanding of the sales comparison, income, and cost approaches to value.

• Excellent verbal and written communication skills, with the ability to explain technical findings to non-appraisers.

• Excellent interpersonal and customer service skills.

• Excellent organizational skills and attention to detail.

• Strong analytical and critical thinking skills.

• Ability to manage multiple assignments and deadlines independently.

• Proficient with Microsoft Office Suite or related software.

• Experience with appraisal management or appraisal review software is a plus.

• Must be a self-starter and willing to learn.

Education and Experience:

• Bachelor's Degree in a related field of study from four-year college or university, preferred.

• Minimum of two to four (2 to 4) years of residential real estate appraisal experience is required.

• Commercial real estate appraisal experience is a plus.

• Active state License or Certified Residential License is preferred but not required.

• Prior appraisal review experience, including reviews performed for financial institutions, is a plus.

• Experience with non-centralized workforce and hybrid working is strongly preferred.

• Experience in the Financial Institution Industry is a plus.

• Experience with special-purpose, agricultural, or multi-family property types is a plus.

Competencies

• Diversity - Demonstrates knowledge of EEO policy; Shows respect and sensitivity for cultural differences; Educates others on the value of diversity; Promotes a harassment-free environment; Builds a diverse workforce.

• Ethics - Treats people with respect; Keeps commitments; Inspires the trust of others; Works with integrity and ethically; Upholds organizational values.

• Adaptability - Adapts to changes in the work environment; Manages competing demands; Changes approach or method to best fit the situation; Able to deal with frequent change, delays, or unexpected events.

• Business Acumen - Understands business implications of decisions; Displays orientation to profitability; Demonstrates knowledge of market and competition; Aligns work with strategic goals.

• Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Solicits customer feedback to improve service; Responds to requests for service and assistance; Meets commitments.

• Initiative - Volunteers readily; Undertakes self-development activities; Seeks increased responsibilities; Takes independent actions and calculated risks; Looks for and takes advantage of opportunities; Asks for and offers help when needed.

• Innovation - Displays original thinking and creativity; Meets challenges with resourcefulness; Generates suggestions for improving work; Develops innovative approaches and ideas; Presents ideas and information in a manner that gets others' attention.

• Interpersonal Skills - Focuses on solving conflict, not blaming; Maintains confidentiality; Listens to others without interrupting; Keeps emotions under control; Remains open to others' ideas and tries new things.

• Motivation - Sets and achieves challenging goals; Demonstrates persistence and overcomes obstacles; Measures self against standard of excellence; Takes calculated risks to accomplish goals.

• Oral Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions; Demonstrates group presentation skills; Participates in meetings.

• Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently; Plans for additional resources; Sets goals and objectives; Organizes or schedules other people and their tasks; Develops realistic action plans.

• Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position; Accepts responsibility for own actions; Follows through on commitments.

• Quality Management - Looks for ways to improve and promote quality; Demonstrates accuracy and thoroughness.

• Strategic Thinking - Develops strategies to achieve organizational goals; Understands organization's strengths & weaknesses; Analyzes market and competition; Identifies external threats and opportunities; Adapts strategy to changing conditions.

Physical Requirements:

• Occasionally required to stand or walk.

• Continually required to sit and work at a computer.

• Frequently required to talk or hear.

• While performing the duties of this job, the noise level in the work environment is usually quiet.

• The employee must occasionally lift and/or move up to 10 pounds.

• Specific vision abilities required by this job include close vision.

Benefits:

• Medical, Dental and Vision Insurance

• Company contribution to Health Savings Account

• Company provided Short-term and Long-term disability

• Company provided life insurance

• 401k with company match

• Student Loan paydown program (Gradifi)

• Paid vacation

• Paid holidays

• Wellness reimbursement program

• Bonus incentives

We are an equal opportunity employer.