Peoples State Bank Core Values

P3ACT

Professional – We maintain a professional workplace and strive for professional interactions.

Passionate – We are motivated, curious, and industrious.

Positive – We take pride but are humble, always extending trust to earn it.

Accountable – We take ownership on behalf PSB, making no excuses under any circumstance.

Customer-Focused – We ask “how do we get to yes?” – before saying “no.”

Team-Oriented – We protect our culture, treat each other with respect, and put the team before self.

Position Summary:

This position is primarily responsible for developing new and existing relationships, meet with customers, structure and close mortgage and consumer loans and building relationships with local realtors, builders and other businesses to serve as a source of referrals and new opportunities.

Roles and Responsibilities:

• Responsible for developing new and existing loan relationships.
• Administers a portfolio of residential loans, determining the credit worthiness of borrowers and monitoring loan performance.
• Requires knowledge of different types of loans available and then a advice the applicants on which loan option would best suit their needs.
• Work with various loan types, including, but not limited to mortgage, new construction, HELOCs and consumer and ensure all pertinent documentation is received and collateral has been properly secured.
• Prepare written credit requests and present to Loan Committee.
• Contact delinquent customers to ensure payment is received.
• Obtain credit reports and provide information to customers related to their credit history.
• Excellent customer service and attention to detail.
• Identify opportunities to cross-sell ancillary products and services.
• Promotes the Bank’s image in the community by participating in community activities, involve and participate in community service organizations to assist in compliance with the Community Reinvestment Act.
• Presents a favorable image in the community and establishes new relationships.
• Develops and maintains an adequate level of knowledge in Mortgage and consumer lending, general banking and business development.
• Demonstrates personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees to ensure an acceptable degree of performance that could generate new business.

Qualifications and Education Requirements:

• Exceptional abilities in business development with demonstrated excellence in cross-selling success.
• Highly developed written and oral communication skills.
• Exceptional analytical and critical thinking skills.
• Strong interpersonal skills.
• Encompass experience is a plus.
• 3-5 years banking experience.

This job description does not state or imply the only duties and responsibilities assigned to this job. Employee holding this job will be required to perform any other job-related duties requested by management. All job requirements are subject to possible modification to reasonably accommodate individuals with a disability. Peoples State Bank is an Equal Opportunity Employer.