JOB SUMMARY:
The Market President is a leadership role in the management and public relations efforts for a specific geographic territory. This position is responsible for the strategic execution of commercial and retail production/profitability goals for the assigned market.
Designation between Market President levels I and II will be differentiated upon based on years of direct banking experience, deposit and portfolio size of assigned market, lending authority and overall potential per management’s discretion. Level II President’s areas of responsibility will be larger and more complex as they are considered a subject matter expert.

RESPONSIBILITIES:

• Meet or exceed volume/production and profitability goals for the assigned market by business development and managing lending staff within the assigned market.
• Direct and oversee the production activities of commercial and consumer lenders in the market.
• Region’s representative of the Bank with public relations outreach in the market.
• Leads implementation of Bank’s marketing programs to support market strategies and initiatives.
• Maintain acceptable loan delinquency and charge-off levels for the market.
• Business development of loans and Bank products and services referrals to other lines of business.
• Responsible for the overall execution of market initiatives.
• Serve on various Bank committees.
• Ensure objectives of the Bank’s CRA program are supported within assigned market.
• Provide excellent customer service to existing and potential clients and internal stakeholders.
• Responsible for staff hiring, development, coaching, performance management, recognition, and disciplinary actions.
• Ability to manage a budget, analyze and interpret business financial statements.
• Based on the location within a market, may be required to promote/discuss consumer lending products with customers within compliance of the Safe Act guidelines and United procedures.
• Based on the location within a market, may be responsible for maintaining an active NMLS license by completing all training and annual renewal requirements as required.

SKILLS/QUALIFICATIONS:

• Bachelor’s degree in Business, Finance or other related field required. Advanced degree preferred.
• Minimum of five (5) years of experience as a Commercial Lender is required for Level I. Minimum of eight (8) years is required for Level II.
• Extensive knowledge of commercial and consumer lending procedures and regulations required.
• Knowledge of basic accounting concepts and business financial statements necessary.
• Excellent demonstrated positive leadership skills required.
• Demonstrated ability to manage staff to include coaching and development.
• Excellent written and verbal skills are essential.
• Proficiency of Microsoft Office Products.
• High level of professionalism and integrity.
• Ability to work hours to meet customer or event schedules is required.
• Ability to travel up to 10 %.
• Ability to possess a NMLS license or obtain NMLS license within a reasonable timeframe if position requires.
• Ability to complete ongoing NMLS training and ensure SAFE Act compliance as required.

Essential Functions:

• Sitting or standing for extended periods of time.
• Ability to move around the various work locations freely
• Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse and other computer components.
• Ability to converse and exchange information with all levels of staff within organization.
• Ability to observe, perceive, identify, and translate data
• Ability to travel via air, rail, automobile and/or bus.