Retail Credit Systems and Reporting Analyst in Remote, Pennsylvania at Fulton Bank

Requisition ID: 2026-24068
Category: Audit/Risk/Compliance
# of Openings: 1
Position Type (Portal Searching): Full-Time
Remote
Lancaster
FLSA Status: Exempt

Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview

This is a full-time career opportunity that can be remote.

Responsibilities include ensuring system settings, the establishment and testing of credit parameters and criteria, maintaining, updating, and testing products, policy, decision criteria and decision and pricing schemas with a complete understanding of retail credit. In addition, key responsibilities include analyzing application (approval / decline) trends and consumer loan performance by leveraging data analytics to recommend credit policy changes within the portfolio. Develops business reporting, including production, operations and performance reports from the loan origination systems or other data sources / repositories. This role is a key contributor to maintaining data hygiene and data integrity for retail credit. Incumbents will interact directly with outside vendor/partners.

Responsibilities

• Utilizes technology systems in support of the credit process. Executes strategic direction for efficiencies and optimization of credit workflow including needed functionality, required data sources, workflow changes critical to achieving risk and origination priorities. Maintains and assists with products, scoring criteria and monitoring, auto decision criteria and pricing schemas through the established user interface within the system and analyzes underwriting decision criteria for credit policy based on loan performance trends within a portfolio.
• Develops and produces reporting needed for credit and operational management. Performs user acceptance testing (UAT). Maintains standard operating procedures for retail credit Loan Origination System, including change logs.
• Acts as the subject matter expert with establishing requirements and testing solutions for credit reporting. Identifies process gaps impacting credit and notifies appropriate business units and management to remediate gaps. Escalates unresolved issues for further action. Communicates with key stakeholders and IT as required.

Qualifications

Education

Bachelor's Degree or the equivalent experience. Specialty: computer science, management information systems, or a related field. (Required)

Master's Degree or the equivalent experience. Specialty: computer science, management information systems, or a related field. (Preferred)

Experience

3 or more years experience in the financial services sector, preferably with credit reporting and analytics. (Required)

2 or more years SQL. (Preferred)

2 or more years Power BI, Tableau, Excel. (Preferred)

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

EEO Statement

Fulton Bank (Fulton) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.