Asset Quality Reporting Analyst in Remote, Pennsylvania at Fulton Bank
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Job Description
Category: Audit/Risk/Compliance
# of Openings: 1
Position Type (Portal Searching): Full-Time
Remote
Lancaster
FLSA Status: Exempt
Value Proposition
Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview
This is a full-time career opportunity that can be remote.
The primary responsibility of this position is to develop, analyze, and maintain credit risk management reporting to aid in the evaluation of all risk associated with the credit portfolio. The incumbent in this position has a solid understanding of loan asset management principles, is fluent in all loan asset class details, and creates and maintains nearly all credit risk-related reporting that is reviewed by management, senior leadership, the Board of Directors and regulators. This reporting identifies trends and risks throughout the portfolio across all Asset classes.
Responsibilities
- Develops, produces, analyzes, and validates integrity of credit risk reports through analytical review and quality control measurements.
- Collaborates with business units to compile and compute risk factors that inform management of potential credit risks and participates in tracking and reporting of Key Performance Indicators, such as metrics pertaining to asset performance, asset quality, risk management, compliance, and portfolio diversification.
- Creates, validates and distributes comprehensive Power BI reports to internal management and/or other stakeholders, which are used to understand credit risk build-up within the portfolio, generate insights and identify trends related to credit risk and asset quality.
- Performs ad hoc analyses and collaborates with business units to enhance their capabilities in credit risk reporting; assist business units to amend reporting as needed to ensure accuracy across the organization.
- Develops, updates, and delivers reports in response to regulatory and audit requests as required, ensuring adherence to existing policies and procedures, and supporting the Accounting group with Call Report information.
- Ensures adherence to relevant regulations and industry standards related to loan portfolio asset management and financial reporting.
Additional Responsibilities
- Works with Loan Operations, IT, and Data Office to manage a credit risk-specific database which is relied upon in internal and external reporting processes.
- Identify and update the credit risk-specific database to reflect accurate information. Ensures database is auditable by internal and external audit teams.
Qualifications
Education
Bachelor's Degree or the equivalent experience. Specialty: Business Administration or other applicable. (Required)
Experience5 or more years Credit, Risk Management or Loan Portfolio analytics with statistical analysis. (Required)
Knowledge, Skills, and Abilities- Ability to think independently and promptly address and/or resolve problems (when necessary) (Required)
- Strong analytical skills and attention to detail (Required)
- Ability to build queries, interpret complex data and provide actionable insights (Required)
- Familiarity with credit risk modeling and forward-looking metrics (Required)
- Ability to present findings clearly and effectively to various stakeholders (Required)
- Proficient with Excel and various structured query languages (Required)
- Knowledge of Python, Azure, and/or Power BI (Preferred)
- Knowledge of bank loan servicing software (Preferred)
Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.
EEO Statement
Fulton Bank (Fulton) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.