Fraud Supervisor in Dixon, California at First Northern Bank of Dixon

What You'll Do

The Fraud Supervisor will ensure team compliance with all applicable Banking compliance rules and regulations (i.e., Appraisal, TILA, Bank Secrecy/Anti-Money Laundering, RESPA, Flood, and CRA) established by both internal departments and external agencies including evaluation of best practices, as they relate to the job functions of this position. The Fraud Supervisor will attend and provide peer to supervisory-level training for Fraud, the Bank Secrecy Act, Anti-Money Laundering Act, OFAC and the U.S. Patriot Act; and comply with all regulations. In addition, they will conduct investigations, analyze and respond to fraud cases to avoid potential loss to the Bank and/or customers.

Responsibilities Include

• Supervise all daily operations of the Fraud department, including assigning alerts, monitoring periodic reviews, overseeing case follow-up activities, and ensuring timely and accurate completion of departmental responsibilities

• Supervise department workflows, including support requests, fraud case files, records management, and compliance with applicable record retention requirements

• Identify enhanced due diligence (EDD) and potential Suspicious Activity Report (SAR) cases, conduct or support investigations, and prepare case documentation and SAR narratives, as appropriate

• Subject matter expert on Fraud compliance and processes, serving as a resource to all bank employees

• Ensure internal processes comply with federal and state regulations (FinCEN, FFIEC, OFAC, etc.) and meet all filing deadlines

· Coordinate and provide documentation, reports, and supporting materials for fraud-related audits, examinations, and regulatory reviews

· Develop, prepare and facilitate fraud related training for branch, lending and operations staff; keep abreast of current fraud trends and gather information via industry events, forums, and publications

· Oversee and utilize fraud monitoring systems, AML software, and internal reporting to identify, analyze, and investigate suspicious or potentially fraudulent activity, partnering with the BSA teams as appropriate

· Monitor, develop and suggest processes related to fraud monitoring products and tools, as well as identification of needed procedure updates and change processes

· Support the BSA team workload and initiatives as needed

What You'll Need to be Successful

· Communication – effective oral and written communication skills with the ability to effectively communicate with internal and external contacts

· Project Management – good organizational skills, including the ability to prioritize daily activities and multi-task to complete assignments

· Accuracy and Thoroughness – strong attention to detail in working and investigating files

· Judgement and Discretion – ability to maintain confidentiality of sensitive information

· Adaptability – ability to independently identify and adapt to changes in priorities

· Motivation – must be self-motivated and capable of exercising sound judgement, working both independently as well as in a team environment

· Problem-solving Skills – identify and resolve problems in a timely manner, gather and analyze information skillfully and develop alternative solutions

· Compliance – consistently adhere to Bank policies and regulations, reinforce training to ensure that bank employees are aware of UDAAP and do not harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practice[DC1]

Qualifications

· High School Diploma/GED required

· Associate's degree in business, finance, statistics, legal studies, political science ore related field of study preferred

· Minimum 5 years' experience in Fraud, Bank Secrecy Act/Anti-Money Laundering, compliance, audit or similar related field, required

· Minimum of 3 years banking, investigations, compliance, law enforcement or similar industry; or equivalent combination of education and experience required

· Knowledge of state and federal laws and regulations related to banking compliance including OFAC Sanctions, Executive Orders, Bank Secrecy Act, Anti-Money Laundering laws and other regulations highly preferred

· Experience with Verafin software and Microsoft Word/Excel preferred

· Certified Fraud Examiner (CFE) certification preferred

· Knowledge of banking products, services, policies and procedures preferred

Why You Should Apply

· Full-time position with excellent compensation and benefits package

· Generous time off programs

· Bonus program

· Profit-sharing

· Discounted stock purchase program

· Excellent growth and development opportunities

· And much more!

The purpose of this job description is to provide a summary of duties related to the position. It is not intended to be all-inclusive. The employee will perform other reasonable business duties as assigned by supervisor or other management.

First Northern Bank does not discriminate based on race, color, religions, sex, gender identity, age, national origin, marital status, pregnancy, disability, or any other protected status.

The duties outlined in this description are subject to modification or change by the organization, at any time, with or without notice.