JobTarget Logo

Underwriter in SANDY, Utah at Mountain West Financial, LLC

NewSalary: $36.00 - $42.27/hrEmployment Type: Full-TimeExperience Level: NoneMinimum Education: None
Mountain West Financial, LLC
SANDY, Utah, 84070, United States
Posted on
New job! Apply early to increase your chances of getting hired.

Explore Related Opportunities

Credit Counselors and Loan Officers jobs near me in UtahJobs near me in UtahCredit Counselors and Loan Officers jobs

Job Description

Position Description: Summary: The EEP Underwriter is responsible for evaluating mortgage loan applications to determine creditworthiness, compliance with both internal and agency guidelines, and overall risk.

Essential Functions & Responsibilities
• Analyze and underwrite mortgage loan applications.
• Review income, assets, credit reports, property appraisals, and all supporting documentation to assess borrower eligibility and risk.
• Ensure loan files meet internal, agency, and regulatory requirements.
• Apply appropriate internal and FHA guidelines to make informed decisions on loan approvals, suspensions, or denials.
• Clearly document underwriting decisions, including conditions required for final approval or closing.
• Communicate underwriting decisions effectively to loan processors, correspondent lenders, and management.
• Assist with clearing conditions and final approval processes, ensuring timely closings.
• Maintain knowledge of current underwriting guidelines, mortgage industry trends, and regulatory changes.
• Participate in quality control reviews, audits, and training as needed.
• Contribute to a positive team environment with a focus on efficiency, accuracy, and excellent customer service.

Performance Measurements
• Possess excellent written and verbal communication skills.
• Strong knowledge of mortgage loan products and agency guidelines.
• Proficiency in loan origination software and Microsoft Office Suite.
• Excellent organizational, time-management, and multitasking skills.
• Strong attention to detail and problem-solving abilities.
• Ability to thrive in a fast-paced, deadline-driven environment.
• Ability to think outside the box to make decisions based on overall credit risk profile

Knowledge, Skills and Abilities
Experience Minimum of 3 years of recent mortgage underwriting experience, including Conventional and FHA loans required. Experience underwriting non-QM and portfolio loans preferred.

Education
A high school diploma or equivalent is required. A Bachelor's degree is preferred.
This position is bonus eligible.
A pathway to FHA Direct Endorsement training is available

This role is open to be remote.

Job Location

SANDY, Utah, 84070, United States

Frequently asked questions about this position

Similar Jobs In SANDY, Utah

Commercial Lending Relationship Officer

Wasatch Peaks Credit Union
Ogden, Utah

Mortgage Loan Closer/Funder

Canopy Mortgage, LLC
Lindon, Utah

Loan Originator

BARHD937
Provo, Utah

Mortgage Loan Officer

Security National Mortgage Company
Salt Lake City, Utah

Loan Originator

BARHD937
Salt Lake City, Utah

Apply NowYour application goes straight to the hiring team