Mortgage Loan Originator, Community Lender (Bilingual Spanish) at NBKC BANK – Kansas City, Missouri

Summary Description

nbkc bank is currently looking for an experienced Bi-Lingual (Spanish) Mortgage Loan Originator, Community Lender to join our Home Loan Sales team.

As a Community Lender, you will work closely with our Community Development Officer to engage and work with borrowers in the Kansas City area. This role will specifically focus and work with low to moderate income (LMI) and underserved households and communities providing expert guidance through the mortgage process. You’ll build relationships with clients and deliver tailored financing solutions to meet their needs.

This position will work 100% in the office based out of Kansas City, MO and will require travel within the KC metro area for events, and business and community development.

Interested in learning more? Check out the details below to join the nbkc team.

What you’ll do

• Consult and service customers
• Interview applicants to develop information concerning mortgage needs.
• Obtain and analyze pertinent financial and credit information and determine which loan option best fits applicants’ needs and circumstances. Pre-qualify applicant, negotiate rates, terms and conditions of the loan.
• Enter mortgage application in full accurate detail in the origination system. Obtain automated underwriting decision through appropriate system. Advise applicant of disposition and arrange for documents required from the automated underwriting system (AUS).
• Ensure the timely preparation and delivery of all forms and legal disclosures as required by regulatory guidelines.
• Maintain complete, detailed and accurate knowledge of investor program guidelines and agency guidelines to minimize credit and/or rate risk to the Bank and ensure that all loan applications are originated, developed and closed in a timely and professional manner.
• Follow all applicable laws and regulations.
• Perform other duties and projects as assigned.

What you’ll bring

• 1-2 years of sales experience (mortgage lending industry experience, preferred)
• Bilingual Spanish/English
• General knowledge of related regulations, mortgage products, and requirements
• High school diploma or GED required

Bonus Points

• Strong sales techniques
• Sounds judgement and decision-making abilities
• Organized, able to prioritize and meet established deadlines and goals.
• Proven business development skills
• Must have excellent verbal and written business communication skills
• Must have solid computer skills

Our Hiring Process

After we review your application and feel you’re a potential fit we will reach out with next steps. We work hard to meet our candidates on their time- sometimes that’s a phone screen, video interview, or even a cup of coffee before meeting our team. We are committed to keeping you updated along the way.

What you’ll love about us:

Benefits & Perks:

• Choose from one of our multiple comprehensive health care plans that best suits you and your family where you are in life right now. (HSA, FSA, PPO – we got you covered!)
• Enjoy 4 weeks of paid time off, 12 paid holidays, Birthday PTO, and 8 paid volunteer hours per year
• Save more for your future with our 401k retirement savings plan with a generous match and immediate vesting from nbkc. Now that’s a sweet deal!
• Spend time bonding with your family with paid parental leave options
• Care for your whole person with access to our EAP and behavioral health advocates
• Take advantage of our wellness programs which include a wellness reimbursement account and an on-site gym facility.
• Flexible work options to allow you to do your job and live your life (Work-Life Integration for the win!)
• Enjoy anniversary awards for your 3- and 5-year anniversaries (That’s serious cash money towards your retirement account, student loan refinancing or your HSA).
• Take a 4-week paid sabbatical for your 10-, 18-, and 25-year anniversaries

About nbkc:

nbkc isn’t your average bank. We take your traditional financial institution and make it better.

We know what we offer our customers is only as good as the people behind the scenes who keep it going. That’s why we make sure you’re supported and encouraged along the way. You’ll work with some awesome, intelligent, and diverse people in a fun and forward-thinking environment and accomplish plenty of things you’ll wanna brag about.

nbkc is deeply committed to diversity, equality, and inclusion in all its practices, especially when it comes to growing our teams. We aim to build a company whose culture promotes inclusion and embraces how rewarding it is to work with employees from all walks of life.

nbkc has been proud to be recognized as one of Kansas City’s Best Places to Work for 5+ years by the Kansas City Business Journal. We’re pretty proud to work here and we know you will be too!

Join us to find out!

nbkc bank is an Equal Opportunity-Affirmative Action Employer – Minority/Female / Disability / Veteran / Gender Identity / Sexual Orientation

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