Licensed Life Insurance Agent – CICA Life
(Day-1 Coverage)

Team Nexa Final Expense Division

Must have an active Life Insurance Producer License

CICA Life Insurance Company offers one of the strongest final expense products in the industry — especially for clients with serious medical conditions who still qualify for Level Day-1 coverage. If you’re a licensed agent looking for a carrier that approves more of your clients, this opportunity is for you.

Day-1 Coverage for many serious conditions

Approvals where other carriers offer only graded or GI

Fast e-app and simple underwriting

Competitive commissions + renewals

Daily pay options (agency-dependent)

Remote or in-person selling

Real-time, low-cost lead options

Live online training and product support

(Underwriting rules apply)

Insulin-dependent diabetes

Prior heart attack or stroke (post stability window)

COPD/emphysema (non-oxygen)

CHF history (with stability)

Cancer history after clearance period

Mental health conditions

Hepatitis (controlled)

Agents choose CICA because more clients get approved, premiums stay competitive, and policies start immediately instead of after a waiting period.

Active life insurance license

Coachable and reliable

Good communication skills

Comfortable discussing medical history

Motivated to help clients and grow a book of business

If you want a final expense carrier that delivers Day-1 coverage on tough cases, strong commissions, and real support, join our Live Webinar

Preregister Here for our Live Hiring Webinar