We’re seeking a Funding Specialist ready to make a meaningful impact in our lending operations. This individual will report to, and work hand in hand with, the SVP of Secondary Markets to partner with warehouse banks, closing team, processing team, and third-party title companies to ensure accurate and timely fundings of all loan originations. Responsibilities will be diverse as they will include all aspects of the closing and funding cycle.

Job Responsibilities

• Upload loan files into the warehouse software system daily
• Manage upload tracker and expected closing report for all departments
• Quickly and accurately provide loan diligence files to warehouses
• Effectively communicate with operations to complete loan uploads in a timely manner
• High level of understanding of Lima One Capital’s loan products and Underwriting Guidelines
• Work with outside counterparties during loan closings to ensure smooth and timely closings take place
• High sense of urgency for fast-paced closings
• Complete end of month audit on fundings of all loan products
• Achieve proficiency in Lima One’s loan software and database systems
• Complete Warehouse Cutouts daily
• Complete Projections daily
• Help Capital Markets team when able

• Bachelor’s degree preferred or 1+ years of relevant experience (entry Level is acceptable)
• Mortgage or lending experience preferred but not required
• Strong experience with Outlook, Word, and Excel and proficient experience with PowerPoint
• Exceptional time management, prioritization and organizational skills

Knowledge Required

• Excellent written and verbal communications skills; adaptability and flexibility to changing situations; comfortable working in a dynamic, high volume, fast-paced environment.
• Ability to understand and all warehouse banking relationships and processes as well as a high-level understanding of loan products
• Must work well both independently and collaboratively within a team environment.

What We Offer

Industry Leading Benefits:

• Medical, Dental and Vision Insurance
• Life Insurance, Short-Term Disability, and Long-Term Disability
• Hospitalization and Accidental Insurance
• Flexible Spending Accounts – Health and Dependent Care
• Health Savings Account
• Safe Harbor 401K with company match
• Growing Families Support (including paid parental leave, infertility support and assistance, childcare reimbursement, and elder care)
• Pet Insurance

Work Life Balance: 12 paid time off days and 5 sick days, in addition to 12 paid holidays – that’s about a month of time to rest, relax, and recharge every year.

Career Development: We prioritize the growth and success of our team members. You'll benefit from continuous learning opportunities, dedicated mentorship, and the chance to refine your skills and advance your career.

New Headquarters: Join us in our brand new, thoughtfully designed office in the heart of Downtown Greenville (parking is paid for!)

Why Lima One?

At Lima One Capital we’re relentlessly focused on a simple but powerful goal: to be the nation’s premier lender for real estate investors. Inspired by that vision, every member of our team is driven by our mission to create opportunities for our customers and employees by educating, empowering, and financing real estate investors who are building, improving, and stabilizing their neighborhoods and communities nationwide.

• Loans Funded: $10+ billion in loans funded, 30k loans closed since 2010
• Geography: 46 states + D.C. where we revitalize neighborhoods
• Employees: ~250 employees with competitive benefits and perks
• Stability: Backed by the immense resources of MFA Financial, a publicly traded mortgage REIT with 25 years of proven success
• Veteran Founded: Founded by 2 US Marine Corps veterans, we proudly approach every deal and decision with grit, determination, boldness, and integrity

Recognized by the Inc.5000 as one of America’s fastest growing companies, Lima One specializes in providing real estate investors with financing for their rental, fix-and-flip, and new construction projects. The company is distinguished as one of South Carolina’s Best Places to Work and Top Workplaces. Lima One is headquartered in downtown Greenville, South Carolina. Learn more about us at limaone.com.

Lima One Capital does not sponsor H1B Visas. To be considered for employment, a candidate must be authorized to work in the United States for any employer and not require sponsorship, now or in the future.

Notice to Third Party Recruiters and Agencies

Lima One Capital does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of a fully executed agreement for a specified position, Lima One Capital has no obligation to pay any referral compensation or recruiter fee. In the event a recruiter or agency submits a resume or candidate without an agreement, Lima One Capital explicitly reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Lima One Capital. If you or your agency would like to be considered as a future recruiting partner, please email employment@limaone.com (Subject: Agency Partner Request).