First Resource Bank, a thriving community bank headquartered in Exton PA and recognized as one of the “Best Places to Work”, is seeking a dynamic and motivated full-time Commercial & Industrial (C&I) Loan Officer

The C&I Loan Officer is responsible for developing and managing a portfolio of commercial and industrial (C&I) banking relationships by originating, structuring, closing, and servicing loans and deposits while delivering exceptional customer service and maintaining a high-quality loan portfolio. The position reports to the Chief Lending Officer.

Essential functions/responsibilities:

• Interview applicants to assess borrowing needs and collect required information, including loan applications, financial records, and personal financial statements, as applicable.
• Obtain and review credit reports and other required loan documentation, including EDR reports, title searches, flood certifications, and other due diligence materials.
• Analyze applicants' financial information, business operations, collateral, project details, and financial projections to determine loan feasibility and creditworthiness.
• Communicate with applicants throughout the lending process by answering questions and providing timely updates on loan status.
• Structure loan requests in accordance with bank lending policies and prepare complete credit presentations for the appropriate approval authority.
• Review loan documentation with clients prior to closing to ensure completeness and accuracy.
• Coordinate timely loan closings and funding while ensuring all conditions are satisfied.
• Manage ongoing customer relationships by servicing existing loans, processing new credit requests, and completing annual relationship reviews.
• Manage collection efforts and assist with early intervention strategies to minimize delinquency and credit risk.
• Develop and maintain collaborative relationships with internal departments, external partners, and community organizations to support lending activities.
• Participate in professional organizations, community events, and business development activities to promote the Bank and generate new business opportunities.

Knowledge, skills and abilities

• Excellent verbal and written communication skills
• Excellent interpersonal and customer service skills
• Attention to detail
• Relationship management
• Strong business development, networking, and relationship management skills with a proven C&I sales record
• Excellent time management skills with a proven ability to meet deadlines
• Strong analytical and problem-solving skills
• Demonstrated collaboration across departments and with external customers
• Ability to prioritize tasks
• Ability to function effectively in a fast-paced and occasionally high-pressure environment
• Proficient with Microsoft Office Suite or related software

Supervisory Responsibilities:

• None

Education and Experience:

• Bachelor’s degree in accounting, finance or related field is preferred
• At least five years commercial banking experience

Physical Requirements:

• Ability to travel locally for customer meetings and site visits.

First Resource Bank is an Equal Opportunity Employer