Mortgage Loan Officer

Location: Frederick, MD

Drive Success as a Mortgage Loan Officer at Traditions Mortgage, a division of ACNB!

Are you a results-driven mortgage professional with a passion for building relationships, delivering exceptional service, and closing loans with confidence? At Traditions Mortgage, a division of ACNB, we’re growing—and we’re looking for a Mortgage Loan Officer to join our high-performing team.

This is your opportunity to work with the #1 mortgage lender in York County, PA, as well as a trusted, community-focused bank that combines local decision-making with the financial strength of a Top 20 community bank in the country.

• Education & Experience: Four-year college degree, or two+ years’ residential mortgage origination experience.
• Industry Knowledge: Solid understanding of loan products including Conventional, FHA, VA, RHS, and PHFA.
• Proven Track Record: Ability to consistently generate referral business and meet annual production goals.
• Compliance: Must hold (or be able to obtain) a valid registration ID with the Nationwide Mortgage Licensing System (NMLS).
• Leadership: Two+ years of supervisory or management experience preferred; ability to mentor and support assistants or processors.
• Skills: Strong interpersonal, presentation, and public speaking abilities; intermediate Microsoft Office skills; and sharp attention to detail.
• Pay Rate: This position is commission + draw, but typically earns around $110,000 annual. Top earners can be over $200,000 annual.

As a Mortgage Loan Officer, you’ll own your production goals while representing Traditions Mortgage across the community. Your focus will be on building relationships, generating loan volume, and ensuring a best-in-class experience for clients and referral partners.

• Develop and maintain referral networks with realtors, attorneys, accountants, and other centers of influence.
• Drive business growth through participation in open houses, homebuyer seminars, and community events.
• Generate loan applications using point-of-sale technology, while guiding customers through the mortgage process.
• Prequalify applicants, analyze credit, and recommend the best loan programs to meet client needs.
• Collaborate with processors, underwriters, and closers to ensure timely settlements.
• Champion Traditions Mortgage by delivering exceptional customer service and representing our values in the community.

Competitive Edge Tools: Gain more leads and close more loans with Zillow, FHA down to 600 credit scores, desk rental options, and strong co-marketing support.

Strong Internal Support: Our in-house processing, underwriting, and closing teams ensure faster turnaround times and smoother closings.

Team Resources: Work with an assistant to help manage files and maximize your client-facing time.

Extra Perks: Enjoy a paid cell phone and mileage reimbursement to support your daily business development efforts.

Local Strength, Big Impact: With our community roots and ACNB’s backing, you’ll be empowered to succeed in a market where personal relationships matter most.

At Traditions Mortgage, you’ll be part of a team that wins together—with the tools, support, and recognition you need to excel. We value independence, community commitment, and customer care that goes beyond the transaction. Here, your performance is rewarded, and your growth is unlimited.

Ready to build relationships, close more loans, and take your mortgage career to the next level?
Apply today to join Traditions Mortgage, a division of ACNB, as a Mortgage Loan Officer.

Our Careers page will help you find the job you've been looking for: https://www.acnb.com/careers-employment

Location: 2 N Market St, Frederick, MD 21701

ACNB Bank is an Equal Opportunity Employer.