Corporate Lending Analyst in Miami, Florida at Banco Sabadell
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Job Description
Sabadell Overview
Sabadell is a global financial institution headquartered in Barcelona, Spain and one of Europe’s oldest and most successful banking groups since its founding in 1881. Sabadell covers all areas of the financial business sector under a common denominator: professional performance and quality. In the United States, Sabadell has operated with an International Full Branch since 1993. We offer Corporate Banking services to international companies in the American market, and Private Banking services primarily to Latin American high net worth individuals and families.
Banco Sabadell is seeking a Corporate Lending Analyst candidate to join a dynamic team within one of the fastest growing banks in Florida.
Responsibilities
• Credit proposal preparation: Conducts a variety of tasks related to analysis and preparation of credit proposal submissions.
• Spread and/or analyse financial statements of potential and existing customers, utilizing the bank’s accepted analytical credit criteria.
• Coordinate the preparation of collateral and loan documentation.
• Focuses on Spanish clients and executes transactions.
• Accompany Bankers/Relationship Managers on meetings with potential clients in search of new business opportunities to gain knowledge and experience in selling, customer service and information gathering for Credit Proposal preparation.
• Act as secondary contact or back-up for Corporate Banking clients and prospects in the event that Bankers/Relationship Managers are not available
Requirements
• College degree from a top-tier US institution and/or 2-4 years equivalent financial services experience, preferably in a bank setting or loan support environment.
• Fluent in English and Spanish.
• Understanding of appropriate accounting and lending concepts, principals and business practices.
• Well developed accounting background and skills with good attention to details.
• Working knowledge of company lending policy/regulations, loan documentation, credit/financial analysis techniques, underwriting functions, etc.
• Analytical skills and general banking and customer relationship skills.
• Well developed problem solving and verbal/written communication skills.
• Ability to work well with other lending personnel, support staff, challenging customer situation and problem accounts.
Sabadell is an Equal Employment Opportunity Employer