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Credit Administration Specialist at Oconee State Bank – Watkinsville, Georgia

Oconee State Bank
Watkinsville, Georgia, 30677, United States
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About This Position

POSITION TITLE: Credit Administration Specialist
LOCATION: Corporate HQ
DEPARTMENT: Credit
REPORTS TO: SVP – Senior Credit Officer
SUPERVISOR TO: N/A
EMPLOYMENT TYPE: Full-Time
STATUS: Non-Exempt

DEPARTMENT | ROLE DESCRIPTION:
The Credit Administration team plays a crucial role in ensuring the bank adheres to sound lending practices by assessing the creditworthiness of clients.

The Credit Administration Specialist provides essential administrative and analytical support to the Chief Credit Officer (CCO) and the Credit Administration Department. This role is responsible for assisting in credit-related administrative tasks, preparing reports, coordinating credit memos, and supporting financial analysis to help facilitate informed lending decisions.

This position requires excellent organizational skills, attention to detail, and strong collaboration with internal teams to maintain accuracy and efficiency in credit administration processes.

RESPONSIBILITIES (INCLUDING BUT NOT LIMITED TO):
  • Assist the Chief Credit Officer and credit team in preparing, reviewing, and maintaining credit-related reports
  • Respond promptly and accurately to inquiries from internal team members and customers regarding credit administration
  • Support the loan committee by compiling and organizing necessary reports and documentation
  • Organize and maintain credit-related records, databases, and filing systems
  • Assist with special projects and audits as needed within the Credit Administration department
  • Coordinate and facilitate the preparation of credit analysis reports by gathering financial statements and other necessary data
  • Work collaboratively with lending teams to assist in credit risk assessments
  • Ensure compliance with internal policies and regulatory requirements in credit documentation
EXPERIENCE | QUALIFICATIONS:
MINIMUM YEARS OF EXPERIENCE
  • Associate's Degree or equivalent education
MINIMUM QUALIFICATIONS
  • Highly organized and detail-oriented
  • Strong written and verbal communication skills
  • Excellent customer service skills
  • Ability to prioritize multiple tasks and meet deadlines efficiently
  • Strong collaborative skills with internal departments
  • Basic understanding of credit administration and financial statement analysis
  • Demonstrated knowledge of basic accounting principles, evidenced by successful completion of introductory accounting/finance coursework or equivalent work experience in a financial role
PREFERRED QUALIFICATIONS
  • Bachelor's degree in Business Administration, Accounting, Finance, or closely related field.
COMPUTER / SOFTWARE EXPERIENCE REQUIREMENTS
  • Experienced with Microsoft Suite products
REQUIRED COMPETENCIES
  • Business Partnering
  • Initiative
  • Adaptability
  • Quality Assurance
  • Data Literacy

Job Location

Watkinsville, Georgia, 30677, United States
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Job Location

This job is located in the Watkinsville, Georgia, 30677, United States region.

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