Underwriting Officer in Pasig City, National Capital Region at ESC Corporation

Overview:
Are you looking to build a career in financial services? We’re seeking Underwriter Officer to join our team and develop expertise in assessing loan applications for an Australian consumer lender.

This role is ideal for someone with strong communication skills, an analytical mindset, and a keen eye for detail. While experience in financial services is preferred, it’s not essential—we’re looking for the right attitude and willingness to learn.

If you're ready to take the next step in your career and gain hands-on experience in credit assessment, please apply today!

We’re Looking for Candidates with:
• Confident spoken and written English.
• A positive mindset and “Can-Do” attitude.
• A genuine commitment to providing a great customer experience.
• Demonstrated reliability and diligence in your career to date.
• Some experience in banking/financial services would be advantageous.
• Comfortable working full-time onsite in Ortigas Centre, Pasig City.

Key Duties and Responsibilities:
Credit Analysis:
• Conduct thorough analysis of consumer credit applications to assess risk and determine creditworthiness.

Financial Review:
• Review and analyse financial documents, including income statements, credit reports, and bank statements, to evaluate borrowers' financial position and capacity to repay.

Policy Compliance:
• Ensure that all lending decisions comply with company policies, industry regulations, and legal requirements.

Communication:
• Liaise with customers by phone and email regarding the status of their application and for additional information required.

Documentation:
• Maintain accurate and detailed records of underwriting decisions, including rationales for approvals and denials, and ensure that all documentation meets audit and compliance standards.
We’re Offering:
• Competitive salary of up to P25k-28k p/month, plus allowances, benefits and incentives.
• Friendly and supportive team environment.
• Genuine opportunity to develop your career in underwriting.
• Australian business hours (morning/day schedule) Monday to Friday.