Managing Underwriter, Mobility and Sharing Economy in Bloomington, Illinois at State Farm Mutual Automobile Insurance Company

Being good neighbors – helping people, investing in our communities, and making the world a better place – is who we are at State Farm. It is at the core of how we operate and the reason for our success. Come join a #1 team and do some good!

Join State Farm’s Sharing Economy Practice as a Managing Underwriter and help drive profitable growth across a dynamic and evolving large commercial insurance portfolio. This opportunity is ideal for an experienced commercial lines insurance professional who brings strong underwriting expertise, a relationship-driven approach to working with brokers and customers, and a business development mindset. In this B2B role, you’ll evaluate complex risks, build and strengthen strategic market relationships, and work across the enterprise to support growth, retention, and long-term portfolio performance within State Farm’s Mobility and Sharing Economy product line.

Primary Responsibilities

• Serve as the primary relationship manager and point of contact for Sharing Economy customers and their brokers, representing State Farm in a B2B, broker-led, large commercial marketplace.
• Drive new business and retention through a proactive sales-and-service approach (RFI/RFP participation, renewal strategy, negotiation support, onboarding readiness, customer service).
• Apply deep expertise in large commercial auto and Sharing Economy risk to assess exposures, recommend program structure/terms, and align opportunities with State Farm’s risk appetite.
• As a member of the Sharing Economy Practice and Extended Enablement team, you will work closely with enterprise partners (e.g., Claims, Actuarial, Finance, Legal, Risk/Compliance, Technology) to ensure responsive execution of customer needs, program changes, and issue resolution.
• Provide market and portfolio insights (competitive dynamics, broker/customer feedback, emerging trends) that inform strategy, product enhancements, and operational improvements.
• Identify emerging risks and operational friction points; elevate issues appropriately and help drive solutions that improve ease of doing business, compliance, and scalability.
• Support disciplined portfolio management by monitoring account health and performance indicators and recommending actions to strengthen profitability, risk outcomes, and customer experience.

• 3+ years’ experience in large commercial auto underwriting and/or broker/account management (carrier or brokerage); Sharing Economy experience strongly preferred.
• Demonstrated ability to build and maintain relationships with large commercial customers and national brokers, including experience with broker-led placements (RFI/RFP, negotiations, renewals).
• Strong understanding of P&C commercial auto concepts: coverage, underwriting, risk selection, regulatory considerations.
• Experience working with admitted and non-admitted (E&S) placements; familiarity with associated compliance/reporting preferred.
• Ability to navigate ambiguity and operate with high autonomy while coordinating across multiple stakeholders to drive outcomes; ability to partner effectively with stakeholders throughout the enterprise (Actuarial, Claims, Legal, Finance, Technology, Risk, etc.).
• Innovative, “start-up” mindset—comfortable challenging conventional approaches, pushing others to think differently, and driving practical solutions in a fast-moving market.
• Strong communication skills with the ability to influence at all levels, including external executive audiences.

Required Skills and Competencies

• Customer and broker mindset; strong focus on responsiveness and ability to create “easy to do business with” environment.
• Strong underwriting judgment and commercial instincts; able to balance growth with disciplined risk management.
• Leadership presence and credibility with external customers/brokers and internal leadership.
• Strong analytical and problem-solving capability; able to synthesize complex information into clear recommendations.
• Collaborative, proactive, and outcome oriented; effective at navigating cross-functional dependencies.
• Adaptable and resilient in a fast-paced, evolving market environment.

Because work-life balance is a priority at State Farm, compensation is based on our standard 38:45-hour work week!

At State Farm, we offer more than just a paycheck. Check out our suite of benefits designed to give you the flexibility you need to take care of you and your family!

• Get Paid! On top of our competitive pay, you are eligible for an annual raise and bonus.
• Stay Well! Focus on you and your family’s health with our robust health and wellbeing programs. State Farm pays most of your healthcare premium, and we offer multiple healthcare plan options, including a high deductible plan. All medical plans provide 100% coverage for in-network preventative care, AND you and your family have access to vision, dental, telemedicine, 24/7 mental health professionals, and much more!
• Develop and Grow! Take advantage of educational benefits like industry leading training programs, top-notch tuition assistance programs, employee resource groups, and mentoring.
• Plan Ahead! Plan for those big moments in life with benefits like fertility/IVF/adoption assistance, college coaching, national discount programs, interactive monthly financial workshops, free financial coaching, and more. You can also start a savings account or consider financing through our State Farm Federal Credit Union!
• Take a Little “You” Time! You will have access to our generous time off policies designed so you can plan around holidays, family events, volunteering, or just to take a relaxing day off. With the opportunity to initially earn up to 20 days annually plus parental leave, paid holidays, celebration day, life leave (40 hours/year), bereavement leave, and community service/education support days, there will be plenty of time for you!
• Give Back! We offer several ways to give back through our Matching Gift Program, Good Neighbor Grant Program, and the Employee Assistance Fund.
• Finish Strong! Plan for retirement using free financial advisors and a 401(k) plan with company contributions of up to 7% of your salary.

Visit our State Farm Careers page for more information on our benefits, locations, and the hiring process of joining the State Farm team!