Loan Processing Specialist I at Bank of Clarke – Winchester, Virginia

Position Purpose: Loan Processing Specialist boards and maintains Commercial, Consumer, and Mortgage loans in the core system (Precision). This role processes loan documentation through nCino and Encompass, posts escrow, PMI, and General Ledger entries, and supports audits, reporting, and ongoing loan maintenance with a high level of accuracy and efficiency.

What you’ll do:

• Accepts executed Commercial, Consumer, Mortgage loan packages for boarding into the core loan system - Precision
• Uses the nCino loan documentation interface to Upload new loans, renewals
• Uses Encompass Mortgage to upload new loans and modifications into Precision
• Set up initial escrow and PMI
• Keys any additional GL entries, fees, or system codes necessary for loan type
• Assists with file maintenance and holds on existing loans
• Review Beneficial Ownership Documents for Pre-closing
• Prepare cashier checks and key in wires as requested
• Index rate changes
• General Ledger balancing numerous loan accounts
• Prepares VSI (Insurance) monthly report
• Balances appraisal account
• Keys construction draws if needed
• Prepares weekly, monthly, quarterly, etc. Audits and images to Director after approved
• All other duties, as assigned

Where you’ll shine:

• Working knowledge of nCino or similar document software
• Strong computer skills
• Strong organizational skills
• Attention to detail
• Ability/willingness to maintain a positive work environment

Where we shine:

• Offering a full suite of benefits including medical, life, dental, and vision insurance plus generous paid time off
• Supporting associates and their families; we embrace the importance of caring for oneself and our families
• Surrounding ourselves with smart, driven, and diverse individuals
• Valuing integrity, commitment in regard to our daily duties, and the Bank as a whole
• Supporting local philanthropic, cultural, and artistic initiatives and organizations that our employees value
• Devoted to the communities in which we serve as we help those who form the creative backbone of our market’s future economy and business value
• Bank of Clarke is “Great Place to Work” Certified through June 2025
• “Top Virginia Employer for Interns” award recipient (2023,2024,2025) through Virginia Talent and Opportunity Partnership (V-TOP)
  

Working Conditions:

The individual will be required to be flexible during standard bank operating hours and will be required to work month-ends. Business travel may be necessary to attend training opportunities.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed under the knowledge/skills section are representative of the knowledge, skill set, and/or ability required. Reasonable accommodation may be made to enable qualified individuals with disabilities to perform the essential functions.

EEO M/F/V/D