Senior Software Engineer - Lending in Brazil, Indiana at Jobgether

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Software Engineer - Lending based in Brazil.

This role places you at the core of a real-time lending decisioning platform that powers critical credit workflows for financial partners. You will take ownership of complex, high-impact systems that directly influence lending decisions, funding speed, and automation rates. The environment is highly collaborative and cross-functional, involving close work with Product and Credit teams to translate ambiguous business needs into robust technical solutions.
You will act as a technical anchor, guiding architecture decisions and ensuring system reliability at scale.
The role requires strong problem-solving skills to navigate ambiguity, break down complex challenges, and deliver production-ready solutions.
You will also play a key role in improving engineering practices, mentoring peers, and elevating code quality across the team.
A strong focus on AI-assisted engineering is expected, with opportunities to shape how AI tools are adopted across the organization.

• Own the end-to-end design, development, deployment, and monitoring of key components within the real-time lending decisioning engine.
• Define and influence system architecture, ensuring scalability, reliability, and long-term maintainability of core services.
• Translate ambiguous product and credit requirements into clear technical designs and production-ready implementations.
• Debug and resolve complex production issues, providing root-cause analysis and documenting learnings for the team.
• Improve system observability, performance, and reliability across mission-critical lending workflows.
• Collaborate closely with Product, Credit, and cross-functional stakeholders to align on scope, trade-offs, and delivery plans.
• Drive engineering best practices through code reviews, mentorship, and pairing sessions.
• Champion AI-assisted engineering practices and help establish team-wide standards for leveraging AI tools.

Requirements:

• 5+ years of experience in software engineering with strong ownership of production systems.
• Proven experience designing and building scalable backend or distributed systems in production environments.
• Strong architectural and system design skills with the ability to lead technical direction.
• Experience working in highly ambiguous environments, breaking down complex problems into actionable solutions.
• Strong product mindset with the ability to connect technical decisions to business and user impact.
• Excellent communication skills with experience collaborating across Product, Engineering, and business stakeholders.
• Hands-on experience with AI-assisted development tools and workflows.
• Experience mentoring engineers and contributing to team-level technical growth.
• Advanced English proficiency (written and spoken).
• Nice to have: experience in lending, credit decisioning, or loan origination systems.

Benefits:

• Fully remote role with flexibility to work from anywhere in Brazil
• 20 days of paid time off plus national holidays
• Stock options as part of the compensation package
• Home office setup budget to support your workspace
• Budget for work-related travel and off-site collaboration experiences
• Biannual off-sites to connect and collaborate with the global team
• Opportunity to work on high-impact financial technology systems
• Strong culture of innovation, autonomy, and AI-driven engineering practices