Underwriter II in Grandville, Michigan at Northern Mortgage Services

We are seeking a Mortgage Underwriter II to evaluate and approve FHA and VA loans, ensuring compliance with all relevant regulations. This role requires strong analytical skills, attention to detail, and a commitment to accuracy in assessing borrower financials and creditworthiness.

✔️ Underwrite FHA and VA loans, analyzing borrower income, assets, and creditworthiness
✔️ Review loan documentation for accuracy and compliance with underwriting guidelines
✔️ Work closely with staff and correspondent lenders to facilitate timely underwriting decisions
✔️ Conduct fraud prevention measures and government loan requirement reviews (CAIVR, LDP/GSA searches)
✔️ Maintain organized loan files to support smooth audits and investor purchases
✔️ Works a flexible schedule to complete job tasks within established timeframes

✅ 3+ years of experience underwriting FHA and VA loans
✅ LAPP/SAR approval for VA loans and active DE designation (CHUMS) for FHA loans
✅ Strong knowledge of mortgage regulations, compliance laws, and risk assessment
✅ Exceptional attention to detail, time management, and decision-making skills
✅ Proficiency in Microsoft Office Suite and Encompass or related industry software

📅 Monday–Friday, 8:30 AM – 5:30 PM
📍 Hybrid role based in Grand Rapids, MI

We offer competitive compensation, comprehensive benefits, and opportunities for professional growth and development in an environment that provides stability and flexibility to support your success.