Senior Commercial Portfolio Manager at Fulton Bank – Hunt Valley, Maryland

Requisition ID: 2026-23540
Category: Credit Administration
# of Openings: 1
Position Type (Portal Searching): Full-Time
International Bldg
Baltimore
FLSA Status: Exempt

Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview

This is a full-time, hybrid career opportunity that will sit at one of our Fulton Bank Maryland office locations.

Primary responsibility is to actively monitor the portfolio quality of assigned Commercial Banking and Middle Market businesses' credit relationships including gathering, analyzing and underwriting all business and personal financial data collected for the purpose of issuing, extending, amending, reviewing, monitoring and testing a commercial credit facility for the most complex and high valued loans and maintaining direct contact with clients in the management of these relationships. Expected to liaise between all parties to ensure timely and efficient analysis that meets the expectations of the Borrowers, Relationship Managers and Credit Officers. Works closely with and assists the Credit Analysts to meet SLA timelines.

Responsibilities

• Accountable together with the Relationship Managers for managing complex credit relationships through underwriting, policy knowledge, credit structuring, and risk assessment in complex credit request packages. Ensure packages are complete, accurate and thoroughly documented. Coordinate meetings to discuss new loan requests, renewals, current and adequate financial statement collection, risk rating assessments, past dues, pipeline and call preparation.
• Engage in ongoing direct dialogue with clients focusing on the credit relationship.
• Provide credit management support to the RM to include Watchlist reporting, AQR package completion, and loan review interaction. Monitor covenant testing, financial collection and annual line reaffirmation/term loan review process with associated accounts.
• Complete industry specific underwriting including analysis and industry sub-sector trends.
• Facilitate timely receipt of current and adequate financial statements. Analyze financial statements and document client performance, conduct annual credit review meetings with clients along with identified risk and risk factors.
• Conduct loan portfolio concentration and trend analysis. Generate industry and market analysis reports for production and credit staff. Monitor and assess the loan portfolio for performance trends. Manage data integrity of all data inputs and outputs. Review and update loan systems information to ensure accuracy.
• Support in the training and growth of less experienced portfolio managers. Provide credit management support to team leader for the entire portfolio and maintain oversight to key portfolio activities.

Qualifications

Education

Bachelor's Degree or the equivalent experience. Specialty: Finance, Economics, or Business Administration. (Required)

Experience

8 or more years Commercial Credit or equivalent. (Required)

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

EEO Statement

Fulton Bank (Fulton) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.