Product Operations Specialist, Risk in Austin, Texas at GoodLeap

The Product Operations Specialist, Risk is responsible for the day-to-day risk and fraud operations for HELOCs, owning case resolution from intake through disposition. This role reviews and resolves risk alerts and fraud cases, monitors transactions, investigates flagged accounts and account takeover, performs identity verification on failed authentication events, conducts homeowner cashout review, and serves as the escalation point for risk events. The role is cross-trained on and supports the broader post-approval HELOC operations casework (closing, recording, booking, customer disputes, and vendor coordination) so the team can provide mutual coverage. A key attribute for this role is the ability to identify areas of efficiency improvement and automation across the risk and operations workflows, and to help define and implement those improvements over time. This is a new role supporting a growing product, and the specialist will be a key contributor to process definition and continuous improvement from pre-launch through sustained product growth.

Risk & Fraud Case Resolution:

• Own the day-to-day resolution of risk and fraud cases for the HELOC product
• Review and action risk alerts, monitor transactions, investigate flagged accounts and suspected fraud or account takeover, perform identity verification on failed authentication (magic link) events, and conduct homeowner cashout review
• Communicate directly with borrowers to verify activity and resolve issues, and serve as the escalation point for risk events, escalating to Business Credit Risk, Compliance, or Tech as needed
• Manage a high volume of cases accurately and within established service-level timelines

• High School Diploma or equivalent required
• Associate’s or Bachelor’s degree in Business, Finance, or related field preferred
• 3–5 years of experience in payment operations, transaction monitoring, fraud operations, or risk operations, ideally in fintech or financial services
• Hands-on experience reviewing fraud alerts, investigating transaction disputes, performing account verification, and resolving risk and operations cases
• Ability to manage a high volume of cases with accuracy and within established service-level timelines
• Strong analytical, organizational, and problem-solving skills with sharp attention to detail and risk awareness
• Ability to identify inefficiencies and opportunities for automation, and to help define and implement process improvements
• Familiarity with fraud-detection platforms and automated decisioning a plus
• Effective written and verbal communication skills; ability to coordinate cross-functionally with Compliance, Risk, Product, and Engineering teams, and to communicate directly with borrowers
• Proficiency in CRM and case management systems and digital operations tools
• Ability to operate independently and build processes from scratch in a fast-paced, greenfield fintech environment