LOAN OPERATIONS SUPERVISOR in SHELBY, Michigan at THE SHELBY STATE BANK

Manages the day-to-day operation of loan processing. Oversees the work of mortgage and consumer loan processors, closers and clerks in the preparation of loan documentation, lending files, collateral, records and reports. Interacts with lending officers and clients, resolves problems, manages staff and ensure efficient department operation.

Responsibilities and Results:

• Assists with all consumer lending activities

• Provides regular reports to senior management on new, and suggests improvements to, lending strategies, goals and activities and other related information.

• Manages staff, develops new objectives, motivates, and monitors performance.

• Develops and maintains competitive interest rate structure consistent with the Bank's policies

• Performs additional duties and responsibilities as directed.

• Supports the Bank's BSA/AML compliance efforts by remaining alert to unusual or suspicious activity and adhering to related policies, procedures and reporting requirements.

• As needed in a back-up role to existing loan review personnel, will perform the loan review function using established policies and procedures, grading and commenting on the documentation and quality of recently approved loans for real estate mortgage and consumer loans.

QUALIFICATIONS

Education:

• A Bachelor's degree in business, finance or accounting preferred or a combination of relevant education and work experience.

Work Experience:

• 5+ years' experience in loan processing required

• Management experience required

Skills and Knowledge:

• Job requires a high level of analytical ability.

• Knowledge of mortgage and consumer lending regulations is required

Other Job Responsibilities:

• Good verbal & written communication skills are required.

• Must have excellent computer skills and excellent knowledge of spreadsheets and other computer programs.

• Excellent organizational skills and ability to meet deadlines under possible stressful situations is required.

• Problem solving abilities and the ability to handle multiple tasks is required.

• Uses discretion and good judgement, shows patience with others.

• Visual ability to perform activities such as preparing and analyzing data, transcribing, viewing a computer screen and reading procedures.

• Willingness to assume new responsibilities, ability to perform under pressure and adapt to changing and possibly stressful environment is expected.

• The ability to identify, assist with and resolve routine problems is expected.

• Working hours may vary.

• May be asked to actively participate on a committee, attend after-hours community events, or assist with other bank-sponsored activities.

• On time attendance is expected.

Working Conditions:

• Generally good with some exposure to noise, heat, dust or other adverse factors.

• Climbing of stairs and some lifting of heavy items.

• Ability to work effectively in a fast-paced environment while maintaining accuracy and positive employee and customer relationships.

• Considerable effort and eye strain from computer work and continued checking of all detail work in the department.

All applications are considered without regard to race, color, religion, creed, gender, height, weight, familial status, national origin, age, disability, marital status, citizenship status, disabled veteran or Vietnam Era Veteran status. We are an Affirmative Action/Equal Opportunity Employer.