Sr. Financial Crimes Analyst at Varo – Charlotte, North Carolina

Varo’s Financial Crimes Investigations (FCI) program is made up of forward-thinking creative and enthusiastic individuals, who are constantly striving to safeguard the financial sector from misuse and provide actionable intelligence to law enforcement. Our FCI supports various AML processes, including transaction monitoring alert/case investigations, Enhanced Due Diligence (EDD) reviews of high-risk customers, information sharing and law enforcement requests, and Suspicious Activity Reports (SAR) filings.

This role will be a Senior Financial Crimes Analyst in Varo’s Financial Crimes Investigations (FCI) team. This person acts in a supervisory capacity for analysts who conduct targeted investigations to identify patterns/trends indicative of money laundering, terrorist financing (ML/TF), fraud, cybercrime, and other potential violations of laws and regulations. This role may also include some project-based work, collaborating with counterparts in the risk organization, product, and fraud operations to recommend enhancements, efficiency, and process improvements, and refine procedures to ensure risks are appropriately mitigated.

• Review alert, case, and SAR narratives submitted by your team

• Oversee and mentor team members, providing investigative feedback and quality assurance (QA) and quality checking (QC) support

• Collaborate with peer groups and leaders to ensure all applicable risks are mitigated in the investigation

• Gather feedback and recommendations and translate them into business requirements to improve Varo’s AML program effectiveness

• Worked in other FinTech’s or innovative Financial Institutions, with prior experience in BSA/AML regulations and Financial Crime Compliance

• 2+ years of prior transaction monitoring & surveillance investigations experience in anti-money laundering (AML), counter-terrorism, anti-bribery, and/or anti-fraud experience

• 2+ years of experience working as an intelligence analyst or in counter-threat finance in the DoD, IC, LE, or supporting communities

• Experience reviewing alerts, conducting case investigations, and drafting/filing Suspicious Activity Reports (SARs)

• Ability to get work done, knowing when to use judgment to make risk-based decisions with current (and sometimes limited) information

• Ability to prioritize workflows and ensure deadlines are met

• Excellent written and verbal communication skills, interpersonal and collaborative skills to effectively facilitate feedback and coaching conversations

For cash compensation, we set standard ranges for all US-based roles based on function, level, and geographic location, benchmarked against similar-stage growth companies. Per applicable law, the salary range for this role is $58,000 - $88,000. Final offer amounts are determined by multiple factors as well as candidate experience and expertise and may vary from the identified range.

This role is also eligible for a bonus, equity, and competitive benefits.