Mortgage Professional at First Community Bank – Abingdon, Virginia

At First Community Bank, we are committed to making our community, the places where we live and work, a better place each day. With a true focus on “community banking,” employees find that they can make an impact through company-sponsored programs such as paid volunteer time, matching gifts for charitable contributions, and team participation in charitable events. We offer comprehensive benefits including health, vision, and dental insurance, 401(k) plan with employer match, life insurance, and paid vacation days, holidays, and other time off options. With over 60 locations in four states, First Community Bank offers the personal service you would expect from a company that knows your community. We welcome all applicants and look forward to new colleagues joining our community!

The Mortgage Professional is responsible for generating new mortgage business, building strong relationships within the real estate and local communities, and guiding borrowers through the mortgage process from application to closing. This role is ideal for a motivated, sales-driven professional who values community engagement and customer service.

Key Responsibilities

• Develop new mortgage loan opportunities through relationships with realtors, builders, and customers.
• Meet annual production goals (approximately $12 million in yearly sales).
• Participate in community events, housing seminars, and realtor open houses.
• Interview loan applicants and explain mortgage options (government, conventional, and non-conventional).
• Complete loan applications, disclosures, and submit clean files to underwriting.
• Coordinate with borrowers, processors, underwriters, attorneys, and real estate professionals to ensure timely closings.
• Maintain post-closing customer relationships to support future business.
• Provide qualified referrals to the Retail Line of Business, the Commercial Line of Business, Wealth Management and Trust, as well as Bearing Insurance.
• All employees are expected to support First Community Bank’s mission, vision, and values by exhibiting commitment to the Company Standards of Conduct and executing to the fullest extent possible the duties detailed within this job description.

• Bachelor’s degree or equivalent education and experience
• Minimum of two years’ experience in mortgage lending, banking, or related field
• Strong sales, customer service, and relationship-building skills
• Be a self-starter with minimal management oversight
• Excellent communication and organizational abilities
• Effective organizational and time management skills
• Proficiency with business software applications (Salesforce and/or Encompass experience a plus)
• Ability to travel as needed, including occasional overnight travel

Ideal Candidate

• Highly motivated and goal-oriented
• Community-oriented and relationship-driven
• Team player with a strong work ethic