W2 Licensed Life Insurance Agent - Remote Ohio in Ohio at eFund Insurance and Financial Services, LLC

NewSalary: $60000 - $80000
eFund Insurance and Financial Services, LLC
Ohio, United States
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Job Description

W-2 Licensed Life Insurance Agent – Remote Ohio

MUST RESIDE IN OHIO TO QUALIFY

Company: eFund Insurance and Financial Services, LLC
Location: Remote – Ohio Residents Only
Employment Type: Full-Time | W-2 Employee
Schedule: Monday–Friday, 9:00 a.m. – 6:00 p.m. Eastern Time
Work Arrangement: 100% Remote – Work From Home

Compensation & Earning Potential

At eFund Insurance, we believe in rewarding hard work, dedication, and outstanding sales performance. Our compensation structure combines a competitive hourly base wage with performance-based bonuses and significant earning potential.

  • Base Pay: $20.00 per hour

  • Monthly Bonuses: $1,000–$5,000+

  • Average Annual Earnings: $60,000–$80,000

  • Top Performers: $80,000–$120,000+ annually

  • Bonus Potential: Uncapped, based on individual production and performance

Earnings beyond base pay are performance-based and are not guaranteed.

Position Overview

eFund Insurance is seeking motivated, professional, and results-driven Licensed Life Insurance Agents residing in Ohio to join our growing inbound sales team.

This is a fully remote, work-from-home opportunity exclusively for qualified Ohio residents.

In this role, you will help seniors and their families secure affordable life insurance coverage that provides financial protection and peace of mind.

Unlike traditional insurance sales positions, there is no cold calling or prospecting required. Our agents receive inbound calls and live-transfer leads from individuals who have already expressed interest in obtaining life insurance coverage.

You will speak directly with prospective customers, identify their insurance needs, explain available coverage options, and guide them through the application process.

We provide the training, technology, sales systems, qualified leads, and ongoing management support necessary to help our agents succeed.

Whether you are an experienced insurance professional or a newly licensed agent looking to build a rewarding career, eFund Insurance offers an opportunity to grow professionally and financially while working from home.

Key Responsibilities
  • Handle inbound calls and live-transfer leads from prospective life insurance customers.

  • Assist adults ages 50–85 with selecting appropriate life insurance coverage.

  • Build rapport and establish trust with prospective customers.

  • Evaluate customers' insurance needs and recommend suitable coverage options.

  • Clearly explain policy benefits, premiums, coverage amounts, and available options.

  • Follow company-approved sales scripts, procedures, and compliance guidelines.

  • Confidently address customer questions and objections while maintaining professionalism.

  • Accurately complete insurance applications and maintain customer records.

  • Meet or exceed established sales, production, and performance expectations.

  • Maintain a positive, professional, and customer-focused attitude.

  • Participate in ongoing virtual sales training, coaching sessions, and team meetings.

  • Follow all company policies, procedures, attendance requirements, and performance standards.

Monthly Bonus Structure

Our performance-based bonus program rewards agents who consistently produce and place quality life insurance business.

Bonuses begin at $12,500 in placed premium.

Production LevelBonus Level
$12,500 in placed premium100% – $1,041.66
75 applications125%
150 applications150%
250 applications175%
350+ applications200%

Bonus Requirements:

  • Agents must achieve the minimum placed premium requirement to qualify for bonuses.

  • Agents must maintain at least 60 sales per quarter to retain their current bonus level.

  • Bonus levels are determined by applicable production and application requirements.

  • Bonus eligibility and payments are subject to company compensation, production, placement, and performance policies.

All bonuses are performance-based and subject to the official eFund Insurance Compensation Plan.

Qualifications & RequirementsRequired Qualifications
  • Must currently reside in the State of Ohio.

  • Active Life Insurance Producer License.

  • Strong verbal communication and interpersonal skills.

  • Ability to establish trust and build relationships with customers over the phone.

  • Professional, confident, and customer-focused communication style.

  • Strong motivation to achieve sales goals and performance expectations.

  • Ability to follow established sales scripts, processes, and company procedures.

  • Willingness to accept coaching, constructive feedback, and ongoing training.

  • Excellent time management, attendance, and organizational skills.

  • Ability to work independently while contributing to a team-oriented environment.

  • Ability to maintain a consistent full-time work schedule.

  • Must meet applicable licensing and remote-work eligibility requirements.

Preferred Qualifications
  • Previous life insurance sales experience.

  • Final expense insurance experience.

  • Inbound call center or telephone sales experience.

  • Experience handling live-transfer leads.

  • Proven success meeting or exceeding sales goals.

  • Familiarity with insurance applications, customer management systems, and sales technology.

Remote Work Environment & Schedule

This position is 100% remote and available exclusively to candidates who reside in Ohio.

Our remote agents are an important part of our professional, performance-driven sales team and are expected to maintain the same standards of professionalism, productivity, attendance, and customer service as our in-office employees.

Work Schedule

  • Monday through Friday

  • 9:00 a.m. – 6:00 p.m. Eastern Time

  • Full-time W-2 employment

  • Work from home – Ohio residents only

Remote Work Requirements

All remote agents must:

  • Maintain a quiet, professional, distraction-free home workspace.

  • Have reliable high-speed internet and a computer meeting company technical requirements.

  • Maintain a professional environment free from interruptions during customer calls.

  • Be logged into all required company systems and ready to work at the beginning of each scheduled shift.

  • Be available to handle inbound calls and live-transfer leads throughout their scheduled working hours.

  • Attend required virtual meetings, training sessions, and coaching appointments.

  • Maintain professional communication with management and Human Resources.

  • Follow company attendance, timekeeping, productivity, and compliance policies.

  • Meet all applicable licensing and remote-work eligibility requirements.

Important: Applicants must reside in Ohio to be considered for this position. Candidates residing outside Ohio are not eligible for this remote opportunity.

Employee Benefits

As a W-2 employee of eFund Insurance, eligible team members have access to a competitive benefits package designed to support their professional and personal well-being.

  • 401(k) retirement savings plan

  • Health insurance

  • Dental insurance

  • Vision insurance

  • Aflac supplemental insurance coverage

  • Paid time off

  • Performance-based monthly bonuses

  • Sales contests and incentive trips

  • Comprehensive sales training

  • Ongoing professional coaching and development

  • Career advancement and leadership opportunities

Benefits are subject to eligibility requirements, applicable waiting periods, and the terms of company benefit plans.

Why Join eFund Insurance?100% Remote Opportunity for Ohio Residents

Enjoy the convenience of working from home while building a rewarding career with an established insurance agency.

No Cold Calling or Prospecting

Spend your time speaking with customers who have already expressed interest in life insurance coverage. We provide inbound calls and live-transfer leads so you can focus on helping customers and closing sales.

Competitive Compensation

Enjoy the stability of W-2 employment with hourly base pay and the opportunity to earn substantial monthly performance bonuses.

Uncapped Earning Potential

Your dedication, consistency, and sales performance create opportunities to increase your earnings, with top-performing agents potentially earning six figures annually.

Comprehensive Training & Support

We invest in our agents through structured training, proven sales processes, daily coaching, and ongoing professional development.

Supportive Team Environment

Work remotely alongside experienced insurance professionals, trainers, and management who are committed to helping you achieve your goals.

Career Growth Opportunities

We believe in developing talent and providing advancement opportunities for agents who demonstrate leadership, consistency, and outstanding performance.

Meaningful Work

Help individuals and families protect what matters most by providing life insurance solutions that offer financial security and peace of mind.

Our Application & Hiring Process

We've designed our hiring process to be simple, efficient, and straightforward. Follow these four steps to begin your career with eFund Insurance.

Step 1: Start Your Application

Begin by entering your contact information into our secure ADP recruiting system.

Once your information has been submitted, check your email for instructions on completing the next step of the application process.

Step 2: Complete Your Application

Upload your resume in PDF format and answer 10 brief questions regarding your professional background, employment history, and qualifications.

Our recruiting team will carefully review your information to determine whether your experience and qualifications align with the position.

Qualified candidates will receive an email invitation through Calendly to schedule an interview with our recruiting team.

Step 3: Interview With Our Team

Meet virtually with our recruiting team to learn more about eFund Insurance and discuss your experience, qualifications, and career goals.

During your interview, we will review:

  • Your professional background and sales experience.

  • The responsibilities and expectations of the remote position.

  • Our hourly compensation and monthly bonus opportunities.

  • Our training program and sales processes.

  • Ohio residency and licensing requirements.

  • Remote-work expectations and technical requirements.

  • The next steps in our hiring and onboarding process.

This is also an opportunity for you to ask questions and learn how eFund Insurance can support your professional growth.

Step 4: Onboard, Train & Start Selling

Once selected for employment, you will begin our onboarding and training program.

All new agents receive structured training designed to prepare them for success in a remote sales environment.

Our training includes:

  • Life insurance product knowledge.

  • Final expense insurance fundamentals.

  • Sales techniques and customer relationship building.

  • Company-approved scripts and sales processes.

  • Insurance application procedures.

  • Compliance and regulatory requirements.

  • Company technology and sales systems.

  • Remote-work procedures and communication expectations.

  • Ongoing coaching, mentoring, and performance development.

Licensing Assistance

We also offer financial assistance with licensing expenses for eligible individuals who are not yet licensed, subject to company approval and program requirements.

Applicants must obtain all required insurance licenses before performing activities that require licensure.

Our goal is to provide new agents with the knowledge, tools, and support necessary to confidently begin their careers with eFund Insurance.

Apply Today – Build Your Future With eFund Insurance!

MUST LIVE IN OHIO TO APPLY

Are you a motivated, coachable, and goal-oriented professional living in Ohio who is looking for a rewarding work-from-home career in life insurance sales?

At eFund Insurance, we offer more than just a job. We provide an opportunity to build a long-term career, increase your earning potential, and make a meaningful difference in the lives of the families you serve.

With qualified inbound leads, competitive compensation, comprehensive training, and a dedicated support team, you'll have the resources to pursue your professional and financial goals—all from the comfort of your home.

Take the first step toward your future. Apply today and join the eFund Insurance team!

Protecting What Matters Most.

Equal Employment Opportunity Statement

eFund Insurance and Financial Services, LLC is an Equal Opportunity Employer. We are committed to providing equal employment opportunities to all qualified applicants and employees without regard to race, color, religion, sex, national origin, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state, or local law.

All employment decisions are based on qualifications, merit, performance, and legitimate business needs.

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Job Location

Ohio, United States

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