Senior Fintech Engineer in India at Jobgether
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Job Description
This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Fintech Engineer based in India.
This is a high-impact engineering opportunity focused on building financial infrastructure for complex, high-value, cross-border transactions.
You will take ownership of a payment gateway designed to simplify global fund flows, vendor payouts, and milestone-based financial operations.
The role combines fintech architecture, distributed systems, payment integrations, security, and financial data integrity.
You will work across the stack, moving seamlessly between system design and hands-on implementation.
Your work will help create reliable infrastructure capable of supporting significant transaction volumes and high-value payments.
The environment favors builders who enjoy solving complex problems, taking technical ownership, and establishing new engineering standards.
This is an opportunity to shape a financial platform from the ground up while working with modern cloud and payment technologies.
- Architect and develop the end-to-end payment gateway, integrating payment and financial service providers such as Stripe Connect and Airwallex to support complex global fund flows.
- Design and implement milestone-based escrow and ledgering systems capable of securely managing funds throughout extended transaction and planning cycles.
- Build scalable financial infrastructure for a B2B SaaS platform, enabling businesses to manage cross-border invoicing, payments, and foreign-exchange settlements.
- Develop reliable backend services and microservices using technologies such as Node.js, Go, or Python within an event-driven architecture.
- Implement strong security and compliance capabilities, including PCI-DSS and SOC 2 controls as well as automated KYC and AML workflows.
- Engineer highly reliable systems for high-value financial transactions, targeting 99.99% uptime and strong resilience under periods of exceptionally high demand.
- Design systems that maintain accurate, consistent, and auditable financial records across payment, ledger, settlement, and payout workflows.
- Optimize infrastructure and application performance while maintaining security, scalability, and transactional integrity.
- Translate high-level financial and business requirements into practical technical architecture and production-ready implementations.
- Establish engineering standards and best practices for payment infrastructure, financial data management, reliability, and security.
- 5+ years of professional software engineering experience, including significant experience within fintech or financial technology environments.
- Proven experience building and operating scalable financial or payment systems, ideally within organizations working on platforms such as Stripe, Adyen, Airwallex, Checkout.com, or comparable fintech products.
- Advanced proficiency in Node.js, Go, or Python, with strong experience designing and developing scalable microservices.
- Deep technical understanding of payment systems and financial concepts, including ledgering, card issuing, 3D Secure 2.0, and cross-border treasury operations.
- Strong expertise with PostgreSQL or a comparable relational database, particularly for highly consistent and financially sensitive records.
- Experience with event-driven architecture and cloud platforms such as AWS or GCP.
- Familiarity with payment service integrations and APIs, particularly Stripe Connect, Airwallex, or similar providers.
- Strong understanding of security, compliance, transaction integrity, and reliability requirements within fintech environments.
- A hands-on builder mindset with the ability to move from architectural design to implementation and troubleshooting.
- Strong ownership, problem-solving, communication, and decision-making skills, with the ability to operate effectively in an evolving environment.
- Experience with React or other modern frontend technologies is a plus.
- Opportunity to take technical ownership of a new global payment infrastructure platform.
- High level of autonomy in defining architecture, engineering standards, and technical direction.
- Exposure to complex fintech challenges involving payments, escrow, ledgers, FX, and cross-border transactions.
- Opportunity to work with modern technologies including Node.js, Go, React, AWS/GCP, PostgreSQL, and event-driven architectures.
- Chance to build highly scalable infrastructure supporting high-value transactions and international users.
- Opportunity to contribute to a rapidly evolving technology and financial infrastructure initiative.
- Remote work environment with the flexibility associated with a distributed team.
- Direct opportunity to make a significant impact on the platform's financial technology capabilities.