Commercial Loan Officer in Cockeysville, Maryland at ACNB BANK

Commercial Loan Officer

Locations: Hunt Valley, Baltimore County, MD

Where Experienced Commercial Lenders Build Lasting Client Relationships.

For more than 167 years, ACNB Bank has been a locally rooted, relationship-driven community bank—and we’re still growing. We don’t chase transactions. We build partnerships that help local businesses thrive.

We’re looking for an experienced Commercial Loan Officer who wants more than a book of loans—someone who wants ownership of relationships, influence in the market, and a long-term career with a bank that genuinely values community banking done right.

If you’re a commercial lender who enjoys calling on businesses, structuring smart credit solutions, and being known as a trusted advisor—not just a salesperson—this could be a defining next step in your career.

The Opportunity (What You’ll Accomplish)In this role, you’ll be trusted to build, grow, and manage a profitable commercial loan portfolio within our Hunt Valley, Frederick and/or Carroll County markets while deepening relationships across the bank.

Within your first 12–24 months, success looks like:

Developing and managing a strong portfolio of commercial relationships that consistently meets or exceeds loan and fee income goals.Becoming a recognized relationship lender in the local business community through proactive calling, referrals, and community involvement.Serving as the primary financial partner for your clients—identifying credit needs and introducing Treasury Management, Insurance, Wealth Management, and Mortgage solutions.Structuring and recommending sound credit requests by analyzing financial statements, cash flow, and risk.Exercising lending authority confidently and responsibly within bank policy.Collaborating with internal partners to deliver seamless, high-touch service to commercial customers.