Senior Software Engineer, Backend in United States at Jobgether

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Software Engineer, Backend based in United States.

This role sits at the core of a high-scale financial platform focused on building reliable systems that power critical money movement for millions of users. You will design and evolve backend services that support payments, banking integrations, transaction processing, and ledgering at scale. The environment is highly collaborative, with engineers, product managers, and data teams working closely to translate complex financial requirements into secure and performant systems. You will tackle distributed systems challenges where reliability, observability, and compliance are essential. This position offers the opportunity to influence architecture decisions that directly impact user trust and financial accessibility. It is well suited for engineers who enjoy deep technical ownership and solving meaningful real-world problems in fintech. Your work will help shape the next generation of consumer financial infrastructure.

• Design, build, and maintain scalable backend systems, APIs, and distributed services that support high-volume financial transactions and platform reliability.
• Architect and implement secure, performant solutions aligned with financial regulations, including payment processing standards and compliance requirements.
• Develop and enhance systems for banking integrations, debit card operations, transaction processing, reconciliation, and ledgering.
• Write clean, maintainable, and efficient code while continuously improving system scalability, resilience, and observability.
• Collaborate with cross-functional teams including product managers, engineers, and data stakeholders to translate requirements into technical solutions.
• Debug production issues, proactively identify system risks, and implement improvements to prevent outages and enhance reliability.
• Participate in code reviews, provide technical guidance, and contribute to engineering best practices and system design decisions.

Requirements:

• 4+ years of backend software engineering experience with strong focus on scalable systems and distributed architectures.
• Strong proficiency in backend programming languages such as Java, Python, or similar.
• Solid understanding of microservices, distributed systems, and API design principles.
• Experience working with SQL and NoSQL databases and designing data models for scalable systems.
• Familiarity with cloud platforms such as AWS, GCP, or Azure.
• Strong analytical and problem-solving skills with the ability to work through complex technical challenges.
• Experience collaborating in Agile environments and working effectively across engineering and product teams.
• Strong communication skills and ability to take ownership of technical outcomes end-to-end.
• Experience in fintech, payments, or high-scale backend systems is a strong plus.

Benefits:

• Competitive base salary ranging from $150,000 to $187,000, plus equity opportunities.
• Comprehensive health coverage including medical, dental, and vision insurance.
• 401(k) retirement plan with company matching contributions.
• Generous paid time off, company holidays, and flexible PTO policies.
• Paid parental and caregiver leave programs.
• Flexible, virtual-first work environment with home office support.
• Financial wellness support and access to advisory resources.
• Company events, team-building activities, and ongoing learning opportunities.
• Opportunity to work on impactful financial systems serving millions of users.