Senior Loss Control Representative – Small Commercial & Builders at Bankers Financial Corp – St. Petersburg, Florida

Senior Loss Control Representative – Small Commercial & Builders Risk

Location: St. Petersburg, FL (Hybrid)
Travel: Up to 30%

Why Join Us?

At Bankers Insurance Group, we offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance.

• Medical Coverage through Blue Cross Blue Shield, including 100% preventive care and 24/7 telehealth
• Up to $2,000 annual HSA contribution for eligible plans
• 401(k) with automatic enrollment and a competitive, company performance-driven employer match to support your retirement goals
• Highly competitive, generous PTO program with flexible time off, 10 paid holidays, and paid volunteer days to support rest, balance, and community involvement
• Mental health & wellbeing support with a free, confidential Employee Assistance Program
• Company-paid life and disability insurance for added peace of mind
• Dental and vision coverage with strong preventive care
• Education assistance to support your professional growth

We go beyond the basics, investing in benefits that help you stay healthy, plan for the future, and maintain balance in your everyday life!

About Bankers Insurance Group

Founded in 1976, Bankers Insurance Group has grown from a small local company into a diversified organization recognized for innovative insurance solutions and exceptional customer service. With over 45 years of experience, we offer a broad range of property and casualty products, including Businessowners, Builders Risk, flood insurance, and specialized coverages.

As our industry and communities evolve, we remain committed to innovation, growth, and delivering meaningful value to our customers through new products, partnerships, and ideas.

Our Core Values

• Collaboration: We achieve more by working together
• Innovation: We embrace new ideas to deliver better solutions
• Performance: We empower employees to grow and succeed
• Social Responsibility: We give back to our communities
• Trust: We act with integrity, transparency, and accountability

About the Role

We are seeking an experienced Senior Loss Control Representative to support our expanding Small Commercial and Builders Risk portfolios. This role plays a key part in our risk management strategy—combining hands-on fieldwork with oversight of third-party inspection vendors.

You will conduct risk assessments, provide actionable loss prevention guidance, and serve as a trusted advisor to underwriters, agents, and policyholders. This is a high-impact opportunity to help shape underwriting decisions, improve safety outcomes, and support profitable growth across our commercial lines.

Key Responsibilities

Risk Assessment & Inspection

• Perform in-person and virtual risk evaluations for small commercial and Builders Risk accounts
• Assess construction, site security, operations, and contractor practices
• Evaluate inland marine exposures, including jobsite risks, equipment, and goods in transit
• Oversee third-party inspection vendors to ensure quality, timeliness, and alignment with underwriting expectations
• Establish inspection protocols, priorities, and escalation processes

Loss Prevention & Risk Mitigation

• Deliver practical, actionable recommendations to reduce loss frequency and severity
• Support policyholders with safety practices, fire prevention, and disaster preparedness
• Serve as a trusted advisor balancing risk management with real-world business needs

Reporting & Underwriting Support

• Produce detailed loss control reports with risk ratings and recommendations
• Review vendor reports for quality, completeness, and underwriting relevance
• Collaborate with underwriting to align field insights with coverage decisions
• Provide expertise on Builders Risk and inland marine exposures

Collaboration & Relationship Management

• Partner with underwriters, agents, brokers, and insureds
• Translate technical findings into clear, actionable insights
• Support training and mentorship for underwriting and internal teams

Professional Development & Compliance

• Stay current on OSHA regulations, NFPA and IBC codes, and industry trends
• Ensure compliance with all legal, ethical, and company standards
• Contribute to continuous improvement of loss control practices and vendor management

Qualifications

Required:

• Bachelor’s degree in Risk Management, Insurance, Engineering, Occupational Safety, or related field

Preferred:

• 5–7+ years of loss control or commercial risk management experience
• Experience with small commercial and/or construction (Builders Risk) exposures
• Industry certifications such as CFSP, ARM, CSP, or CRM
• Strong understanding of BOP and Builders Risk coverages
• Excellent communication skills with the ability to explain technical concepts clearly
• Ability to work independently in the field and collaboratively across teams