Senior Benefits Consultant (Remote) at Patriot Growth Insurance Services

About We Insure Risk, A Division of Patriot Growth Insurance Services: At We Insure Risk, we are a team of industry experts driven by a shared commitment to teamwork, integrity, accomplishment, and creativity. Our success is rooted in our collaborative approach, allowing us to develop innovative solutions that protect what matters most to our clients. We don’t just think outside the box; we break it! Our mission is to provide creative strategies that effectively mitigate risk and advocate for our clients' best interests. By challenging the status quo and turning the industry upside down, we strive to redefine what is possible in insurance. Together, we embrace our values of passion and creativity to deliver tailored solutions that make a real difference.

Position Overview: We are seeking a highly motivated and experienced Senior Benefit Consultant to join our Employee Benefits team. This role is responsible for serving as a trusted advisor to large employer groups, developing benefits strategies, and managing both self-funded and fully insured plans. The ideal candidate has at least five years of experience with large group benefits and demonstrated expertise in self-funded health plans, including stop-loss arrangements and cost-containment strategies. If you are a strategic thinker with strong client relationship skills, we encourage you to apply.

Work Arrangement: This is a full-time, remote position reporting to our office based in Hudson, NY.

Professional Responsibilities:

• Serve as the lead consultant for assigned large group accounts, guiding HR and executive teams on benefits strategy.
• Design and analyze self-funded and fully insured health plan options, including medical, dental, vision, life, disability, and voluntary benefits.
• Negotiate renewals with carriers and stop-loss vendors, ensuring competitive pricing and favorable terms.
• Prepare and deliver financial reports, benchmarking analyses, and strategic recommendations to clients.
• Ensure compliance with ACA, ERISA, HIPAA, and other regulatory requirements.
• Collaborate with internal account management, compliance, and wellness teams to provide comprehensive client support.
• Stay informed on industry trends, legislation, and emerging solutions in employee benefits.

Qualifications and Requirements:

• Minimum of 5 years’ experience in employee benefits consulting, with a focus on large group (100+ employees).
• Proven experience with self-funded health plans and stop-loss coverage.
• Strong knowledge of benefits compliance requirements.
• Excellent presentation, negotiation, and client relationship management skills.
• Bachelor’s degree in Business, Human Resources, or related field (CEBS or similar certification a plus).
• Motivated to continually improve personal knowledge, client satisfaction, and the product itself.
• Excellent interpersonal and communication skills (both oral and written)
• Proficient with use of Microsoft Office Suite and products
• A passion for being part of a team that drives our company to industry leadership
• Ability to establish and maintain effective working relationships with both peers and clients
• Authorized to work in the U.S. without sponsorship

About Patriot Growth Insurance Services: Founded in 2019, Patriot is a growth-focused national insurance services firm that partners with employee benefits and property and casualty agencies across the United States. Patriot is currently ranked as the 25th largest broker in the U.S. by Business Insurance and has been named to the 2025 Inc. 5000 list of fastest-growing companies. With over 2,100 employees operating in 150+ locations across 48 states, Patriot’s collaborative model delivers resources and strategic support to its agencies. Patriot creates true alignment with its partner agencies, and its operating philosophy fosters enhanced career opportunities for its dedicated and professional team. We are committed to working with like-minded individuals who share our vision of creating an insurance agency focused on operational excellence and a relentless pursuit of growth.

Patriot offers the opportunity to be a part of a fast-growing company since its inception. We strive to create a flexible and collaborative environment for our employees, and our goal is to provide enhanced career opportunities for our dedicated and professional team.

In addition to a competitive salary, we provide a comprehensive health and welfare program to employees, family members and domestic partners. Employees are eligible for benefits coverage the first of the month following 30 days of employment. We offer:

• Medical, Dental, and Vision Benefits
• Flexible Spending Account (FSA) and Health Savings Account (HSA) and Commuter Transit Programs
• Company paid Short-Term Disability, Long-Term Disability and Group Term Life
• Company paid Employee Assistance Program
• Paid Parental Leave
• Paid holidays
• Personalized PTO
• 401 (k)

Salary Range: $80,000 - $100,000 per year depending on experience

A wide salary range is posted for this position and any job offer is based upon a salary analysis to comply with the required state pay transparency law. The salary analysis considers relevant experience, education, certifications, and seniority as compared to others doing substantially similar work. There is no guarantee an offer will be at the top of the posted range based on the salary analysis.

Patriot Growth Insurance Services is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, citizenship or immigration status, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.

This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, leave of absence, compensation, benefits, and training. Patriot makes hiring decisions based solely on qualifications, merit, and business needs at the time. For more information, read through our EEO and DE&I Policy located on our website at www.patriotgis.com.