Credit Analyst - Senior in Oakland, California at BANK OF MARIN
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Job Description
In a team environment, maintain a high degree of customer service by supporting loan management, credit approval, and loan documentation with timely and accurate processing of customer financial
information, information requests. With guidance/oversight from senior lenders, underwrite, recommend for approval, and document moderately complex commercial and commercial real estate
transactions.
With guidance/oversight from senior loan officers:
- Simple commercial and commercial real estate credits.
- Accurately identify and assess the strength of the primary and secondary sources of repayment for
- Accurately identify and assess key credit risks, and the factors that mitigate these risks sufficient to
- recommend approval of loan commitment for simple commercial and commercial real estate credits.
- Recommend and support credit structures that monitor and mitigate key credit risk factors for simple
- commercial and commercial real estate credits.
- Using published underwriting guidelines, accurately underwrite and recommend simple personal and
- business credits for approval/decline. Articulate credit recommendations by accurately completing
- the bank-standard Credit Recommendation Form.
- Order appraisals and valuations as appropriate.
- Support loan officers with partial preparation of moderately complex Credit Recommendation and
- special Action Credit Report forms.
- Prepare for customer and prospect calls, and accompany loan officers on these calls to gather
- information pertinent to the credit decision.
- Prepare escrow instructions.
Professional Experience:
- 3 – 5 years related experience and/or training.
- Educational/Professional Experience: Bachelor's degree (B.A.) from four-year college or university; three to five years related experience and/or training; or equivalent combination of education and experience.
The hiring pay range for this position is $38.61 to $52.11. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level.
The Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process.
Bank of Marin is an equal opportunity employer. EOE AA M/F/Vet/Disability