AVP Credit Officer Sponsor Finance in Norwalk, Connecticut at Mitsubishi HC Capital America Inc

Position Overview:

Reviews, underwrites, and processes new Sponsor Finance transactions in Specialty Finance, as well as managing the existing portfolio. The position holder has at least 5 years of experience in sponsor finance or leveraged lending.

Commitment to Internal Control:

The incumbent accepts the responsibility for establishing and maintaining the internal control system associated with the essential duties and responsibilities of the functional areas that the incumbent manages.

Essential Duties and Responsibilities:

(List in order of time spent)

• Develop and train junior credit analysts, e.g., as part of a deal team on new transaction underwriting.

• Credit assessment, structure, and transaction communication needs to be within company prepared guidelines.
• Act independently; decision-making within MHCA policy.
• Delegated credit authority within MHCA’s local credit delegation (if applicable for the business segment).

Qualifications:

• Strong understanding of corporate finance principles including leveraged lending industry practices.
• Strong credit underwriting, financial analysis, and advanced financial modeling capabilities.
• Extensive knowledge of sponsor finance transaction structuring, underwriting, syndication, documentation, and execution practices.
• Advanced proficiency in Microsoft Office applications, particularly Excel, PowerPoint, and Word.
• Excellent verbal and written communication skills, with the ability to effectively present complex analyses and recommendations to senior management, credit committees, and executive stakeholders.
• Strong interpersonal, organizational, and relationship management skills, with the ability to collaborate effectively across business lines and with external counterparties.
• Demonstrated ability to work successfully in a team-oriented environment while exercising sound judgment and independent decision-making.
• Strategic and analytical thinker with the ability to develop innovative, practical solutions to complex financing and credit challenges.
• Strong time management and organizational skills, with the ability to manage multiple transactions and competing priorities while meeting deadlines and maintaining high-quality standards.
• Thorough understanding of MHCA’s credit policies, risk management framework, and operational procedures, with a commitment to maintaining strong credit discipline and regulatory compliance.
• Ability to evaluate industry, market, and macroeconomic trends and their potential impact on transaction performance, credit quality, and portfolio risk.

• Thinking skills
• Analytical ability
• Ability to synthesize
• Problem-solving
• Communications
  • Ability to transmit information
  • Ability to listen
• Interpersonal Relationships
  • Ability to work in a Team
• Technical and Professional
  • Detail-oriented
  • Ability to work independently
• Personal Qualities
  • Action-oriented
  • Resilient
  • Adaptability
  • Self-starter
• Entrepreneurship
  • Business Acumen
  • Client-oriented

• BS in Accounting, Finance or Economics or equivalent experience
• CFA candidate Level II/III or charter holder preferred
• Formal credit training, including financial modeling training (cash flow financing)
• Minimum 5 years of experience in sponsor finance or leveraged lending.

• Not applicable

Tools and Equipment Used:

Working Hours:

Physical Demands:

The job description does not constitute an employment contract, implied or otherwise, other than an “at will” relationship and is subject to change by the employer as the needs of the employer and requirements of the job change.

The position is exempt and the salary will be between $127,500 - $150,000 with an opportunity to earn a discretionary annual bonus.

The salary range is determined and based on internal equity, market data/ranges, applicant's skills, prior relevant experience and education.

Additional benefits:

- Medical, Dental, and vision plans

- 401(k) and matching

- Paid Time Off

- Company Paid Life Insurance

- Employee Assistance Program

- Training and Development Opportunities

- Employee Discounts