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What is the role of a Financial Spreads & Appraisal Review Analyst at Central National Bank?

The Financial Spreads & Appraisal Review Analyst position at Central National Bank is a Full-time or part-time position opportunity in the relevant field.

Where is this Financial Spreads & Appraisal Review Analyst job located?

Junction City, Kansas, 66441, United States

What type of employment is offered for this Financial Spreads & Appraisal Review Analyst role?

Full-time or part-time position

What industry does this Financial Spreads & Appraisal Review Analyst position belong to?

This role spans multiple industries.

Financial Spreads & Appraisal Review Analyst job near me in Junction City, Kansas at Central National Bank

Position Description: Lead. Empower. Build. Invest. Adapt.

If you are looking to become a part of a leading institution that is making an impact within the communities it serves, look no further! Central National Bank is looking to add a Financial Spreads & Appraisal Review Analyst to the team.

Perks:

As a full-time team member, you get access to a variety of benefits which include:

Paid leave including vacation, personal, sick
Paid holidays
Paid volunteer time
Health Insurance
Dental, vision, cancer, short-term disability, long-term disability, etc.
Access to our employee assistance program
401K & Generous Match (subject to eligibility requirements)

Day to Day:

The primary function of this role will be to support equally two credit administrative functions relevant to commercial/agricultural lending (hereafter referred to as "commercial") funding through 1) The spreading of financial statements and tax returns of customers and prospects into a computer program, for use by lenders and management in making lending decisions. And 2) ordering, scheduling and receiving appraisals/evaluations and performing appraisal reviews for properties (commercial, agricultural, residential) in accordance with Bank and legal regulations (including state and federal).

Other day-to-day functions may include:

Responsible for spreading financial statements and tax returns based upon information provided by lender(s) on behalf of customers and prospects.
Communicate with lender(s), as necessary, including but not limited to, informing lender(s) if additional information is necessary to complete the spreads.
Generate financial ratios, using a computer program, to evaluate customers' financial status.
In coordination with other department employees, ensure financial statements and tax returns are imaged to the credit file and financial ticklers are appropriately updated
Communicate with appraisers on Approved Appraisers' list to determine availability to perform appraisal assignment. Schedules appraisal and monitor report return dates.
Maintain current spreadsheet of appraisal order requests.
Receive appraisal reports and complete internal review of appraisals; request updates from appraisers as needed.
Coordinate with Accounts Payable to ensure timely payment of appraisal invoices.
Review non-complex and complex commercial, agricultural, and/or residential appraisals and write administrative reviews. Requires ability to determine compliance with Appraisal Regulations and appropriateness of appraisers' reasoning, logic, and conclusions. Reviewer will communicate results to loan officer.
Request any appraisal corrections that are deemed necessary, monitor return dates for corrections.
Communicate with appraisers/AMC's to obtain clarification and additional supporting explanations and/or data as deemed necessary.
Assist in maintaining a quality control system that evaluates and monitors the ongoing performance of appraisers.
Responsible for making recommendations to management regarding the continuation, limitations, or removal of an appraiser from the approved appraiser list.
Provide support to all areas of the Credit Administration Division as directed or where service or assistance is needed; demonstrate superior customer service with appropriate follow through with involved appraisers and employees.
Handle customer and loan officer inquiries on loans and/or collections of a deposit account.
Conduct problem resolution and communicate with officers or customer(s) the findings.
Run daily query of posted DDA charged off deposits.
Generate and mail DDA 30 day collection notice and mail prior day letters
Monthly post payments from CBCS and balance this clearing account.
Report charged-off deposit accounts to Chex Systems, forward the necessary account(s) to Collection Agency.
Other tasks as assigned by management.

Experience:

Qualified applicants should have two to five years of similar or related experience with prior experience working in credit administration, loan operations, finance, or other banking-related field preferred. Candidates should also have a college degree in accounting or a business-related field. A basic understanding of accounting concepts (including GAAP) should be demonstrated. Also, this person should also be detail oriented and demonstrate a commitment to both accuracy and timeliness in their work product. Additionally, the position requires someone who exhibits great customer service and communication skills.

Next Steps:

Head on over to centralnational.com/careers and complete a quick application. If your qualifications match up, a member of our team will be in touch with you to discuss the next steps.

Equal Opportunity Employer/Veterans/Disabled

Financial Spreads & Appraisal Review Analyst in Junction City, Kansas at Central National Bank

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