Senior Compliance Associate in United States at Jobgether

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Senior Compliance Associate in the United States.

We are seeking an experienced and detail-oriented compliance professional to play a key role in managing regulatory obligations across a multi-state lending operation. This position offers the opportunity to oversee licensing activities, coordinate regulatory reporting, and serve as the primary point of contact during state examinations. Working closely with cross-functional teams, you will help ensure regulatory accuracy, operational excellence, and ongoing compliance with evolving lending requirements. The role is ideal for someone with a strong background in mortgage or consumer lending who thrives in a fast-paced, highly regulated environment. In addition to traditional compliance responsibilities, you will gain exposure to innovative financial technologies and emerging regulatory frameworks. Your expertise will directly contribute to maintaining strong relationships with regulators and supporting sustainable business growth.

• Manage and maintain a portfolio of multi-state mortgage and consumer lending licenses through the Nationwide Multistate Licensing System (NMLS) and various state regulatory portals.
• Research, prepare, and submit corporate, branch, and Mortgage Loan Originator (MLO) license applications to support business expansion initiatives.
• Lead the preparation, validation, and timely filing of annual reports, quarterly Mortgage Call Reports (MCRs), financial condition reports, and other regulatory submissions.
• Collaborate with Operations, Finance, and Data teams to collect, review, and reconcile lending and servicing data, ensuring complete accuracy in regulatory reporting.
• Coordinate and submit required notifications to regulators regarding material organizational, leadership, or business activity changes.
• Act as the primary liaison for state regulatory examinations, managing requests, timelines, and communications throughout the examination process.
• Organize and oversee the preparation of examination materials, including loan files, policies, procedures, and corporate records.
• Draft responses to examination findings and partner with internal stakeholders to implement and monitor corrective action plans through resolution.
• Identify potential compliance risks and proactively recommend improvements to strengthen regulatory controls and processes.

• 4–6 years of compliance, regulatory, risk, or related experience within a mortgage lender, consumer finance organization, banking institution, or similar regulated financial environment.
• Strong hands-on experience using the Nationwide Multistate Licensing System (NMLS).
• Solid knowledge of federal and state lending regulations, including TILA, RESPA, ECOA, FCRA, SAFE Act, and state consumer credit laws.
• Demonstrated experience supporting or leading state regulatory examinations and audits.
• Strong understanding of open-end credit products and associated regulatory requirements.
• Bachelor’s degree in Business, Finance, Legal Studies, or a related discipline, or equivalent professional experience.
• Familiarity with digital assets, blockchain technology, cryptocurrency, or asset-backed lending regulations is considered an advantage.
• Professional certifications such as CRCM (Certified Regulatory Compliance Manager) or CAMS (Certified Anti-Money Laundering Specialist) are preferred.
• Exceptional analytical skills with strong attention to detail and the ability to identify discrepancies and compliance gaps.
• Excellent written and verbal communication skills, with the confidence to engage effectively with regulators, executives, and cross-functional teams.
• Strong organizational and project management capabilities, including the ability to manage multiple deadlines simultaneously while maintaining accuracy.

• Base salary ranging from $74,800 to $112,200 per year, depending on experience, skills, location, and internal equity considerations.
• Annual bonus opportunity with a target of 25%, paid quarterly.
• Equity participation through Restricted Stock Units (RSUs).
• Comprehensive medical, dental, and vision insurance coverage.
• Select healthcare plans with 100% employer-paid premiums for employees and eligible dependents.
• Health Savings Account (HSA), Flexible Spending Accounts (FSA), and Dependent Care FSA options.
• 401(k) retirement savings plan.
• Commuter benefits program.
• Employer-paid life insurance and disability coverage.
• Generous paid time off program and 11 company-observed holidays.
• Up to 12 weeks of paid family leave.
• Continuing education and professional development reimbursement.
• Fully remote work opportunity within the United States.