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Senior Bodily Injury Claims Adjuster in California, Maryland at Aspire General Insurance Company

NewSalary: $37.00 - $40.00/hr
Aspire General Insurance Company
California, Maryland, 20653, United States
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Job Description

Senior Bodily Injury Claims Adjuster

Remote | Multiple States: AL, AZ, CA, FL, GA, HI, IL, IN, KS, LA, MI, MO, MS, NV, NJ, NY, NC, OK, OH, PA, TN, TX, WI

To be considered for this opportunity, candidates must meet the following requirements:

  • Minimum 3-5 years of attorney-represented Bodily Injury claims handling experience
  • Prior auto claims experience
  • Experience handling litigated bodily injury claims
  • Strong understanding of property and casualty insurance principles, coverage analysis, liability investigations, and claims handling practices
  • Ability to evaluate injury exposures, negotiate settlements, and manage claims through resolution
  • Excellent written and verbal communication skills
  • Strong organizational, analytical, and time management abilities
  • Ability to obtain and maintain applicable Adjuster Licenses as required
  • Ability to work Monday-Friday, 8:00 AM - 4:30 PM PST supporting California claims operations

If you're a driven claims professional who enjoys negotiating complex injury claims and making sound decisions in a fast-paced environment, we'd love to hear from you.

Position Summary:

The Senior Bodily Injury Claims Adjuster is responsible for investigating, evaluating, negotiating, and resolving attorney-represented bodily injury claims. This role requires strong claim handling expertise, sound judgment, exceptional negotiation skills, and the ability to effectively manage a high-volume caseload while ensuring compliance with company standards and regulatory requirements.

Essential Duties & Responsibilities:

  • Review and determine applicable coverage for assigned claims
  • Investigate and confirm liability decisions
  • Communicate with injured parties, claimants, attorneys, medical providers, and other stakeholders
  • Request, review, and analyze medical records, specials, and supporting documentation
  • Evaluate claim exposures and determine appropriate settlement values
  • Negotiate settlements within established authority levels
  • Handle and respond to time-limit demands in a timely manner
  • Ensure all conditions of settlement and bodily injury demands are addressed appropriately
  • Maintain accurate and detailed claim documentation
  • Draft professional correspondence, reports, and claim file notes
  • Manage claims in accordance with company guidelines, industry best practices, and regulatory requirements
  • Maintain productivity, quality, and service standards
  • Perform additional duties as assigned

Preferred Qualifications:

  • Multiple state adjuster licenses
  • Experience handling claims across multiple jurisdictions
  • Knowledge of uninsured/underinsured motorist bodily injury claims (UMBI)
  • Previous experience working in a paperless claims environment
  • High-volume claims handling experience
  • What You'll Bring
  • Strong negotiation and conflict resolution skills
  • Excellent customer service and relationship-building abilities
  • Ability to independently manage competing priorities
  • Sound judgment and decision-making skills
  • Strong attention to detail

Working Conditions:

  • Remote position supporting California claims operations
  • Standard schedule: Monday-Friday, 8:00 AM - 4:30 PM PST
  • Occasional overtime may be required based on business needs
  • Paperless, technology-driven work environment
  • Occasional travel may be required
  • Ability to sit for extended periods and work on a computer throughout the day
  • Ability to occasionally lift up to 10 pounds and perform standard office activities

Job Location

California, Maryland, 20653, United States

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