US Regulatory Manager in United States at Jobgether

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a US Regulatory Manager based in the United States.

This role offers an exciting opportunity to shape and strengthen regulatory compliance within a fast-growing financial services environment operating at the intersection of digital assets, lending, and payments. The successful candidate will play a critical role in ensuring regulatory obligations are effectively translated into scalable business practices while supporting innovation and operational excellence. Working closely with cross-functional teams, you will help manage regulatory risk, oversee licensing programs, and enhance governance frameworks across multiple jurisdictions. The position combines strategic oversight with hands-on execution, making it ideal for a compliance professional who thrives in dynamic and highly regulated environments. You will contribute directly to business growth by developing sustainable compliance solutions that balance regulatory requirements with organizational objectives. This is an opportunity to make a meaningful impact while collaborating with experts across compliance, operations, technology, and product functions.

• Maintain and enhance a comprehensive compliance framework covering lending, money transmission, payments, and virtual currency activities across applicable jurisdictions.
• Lead regulatory risk assessments, identifying key risks, evaluating controls, and developing mitigation strategies to strengthen compliance programs.
• Manage state licensing activities, including renewals, regulatory reporting, examinations, ongoing maintenance requirements, and regulator communications.
• Monitor evolving federal and state regulations affecting digital assets, lending, payments, and financial services operations, ensuring timely implementation of necessary changes.
• Review new products, services, partnerships, and marketing initiatives to identify compliance considerations and mitigate regulatory risks.
• Partner with business, operational, and technical teams to develop and implement scalable compliance controls, monitoring processes, and governance practices.
• Oversee compliance testing, issue management, remediation efforts, audit readiness activities, and responses to regulatory inquiries or consumer complaints.
• Support the continued development and maturity of Governance, Risk, and Compliance (GRC) initiatives and the Compliance Management System (CMS).
• Design and deliver compliance training programs that promote awareness and adherence to regulatory obligations across the organization.

Requirements

• Minimum 7 years of experience in regulatory compliance, risk management, legal compliance, or advisory functions within financial services, fintech, lending, payments, or digital asset sectors.
• Demonstrated experience managing or supporting state-licensed lending and/or money transmission programs.
• Strong knowledge of U.S. financial services regulations, including state lending and money transmission requirements, as well as federal regulations such as Regulation E, UDAAP, ECOA, TILA, the E-Sign Act, and relevant BSA/AML principles.
• Proven expertise in developing internal controls, compliance monitoring and testing programs, governance reporting, and examination or audit readiness initiatives.
• Ability to collaborate effectively across Product, Operations, Engineering, Finance, Legal, and other business functions to deliver practical compliance solutions.
• Excellent communication skills with the ability to translate complex regulatory requirements into clear operational guidance and business processes.
• Strong analytical, critical thinking, problem-solving, organizational, and project management capabilities.
• Comfortable working in a fast-paced, evolving, and highly regulated environment while balancing regulatory expectations with business priorities.
• Must be based in the United States.
• Preferred qualifications include CRCM or similar certification, experience with regulatory agencies, multi-state examinations, fintech or digital asset compliance programs, GRC/CMS implementation, and a strong interest in bitcoin and digital asset regulation.

Benefits

• Company-paid medical, dental, and vision insurance coverage.
• 401(k) plan with employer matching contributions.
• Employee stock option program.
• Unlimited paid time off.
• Ongoing training and professional development opportunities.
• Flexible remote work environment.
• Opportunity to contribute to an innovative and rapidly evolving financial services sector.