Part Time Bilingual-English and Spanish Collector in Memphis, Tennessee at INDEPENDENT BANK

Hours: Mon-Thurs 5-9 p.m., Sat 8am -Noon

JOB SUMMARY:

All Collectors report to the Collection Team Leader and Team Lead. Collectors will initiate customer contact and determine reason for delinquency evaluates customer’s financial situations and negotiates terms of repayment to bring account current and maybe responsible for some skip tracing. Collectors must adhere to all Bank policies, procedures and all compliance regulations.

SKILLS REQUIRED:

· Entry Level Collections Experience

· Ability to prioritize in a fast paced, high volume, environment with little supervision

· Microsoft Windows experience required

· Ability to type 30-35 wpm

· Demonstrated ability to multi-task and excellent verbal and written skills

· Excellent math skills

· High School diploma or GED required, some college preferred

PRIMARY DUTIES:

1. Responsible for collecting automobile installment loan accounts 15-29 days past due

2. Utilize daily contact and skip-tracing efforts

3. Develop and maintain on-going customer relationships

4. Negotiate payment arrangements

5. Advise customers of their responsibilities under loan contracts, and provide individual counseling on acceptable and convenient payment arrangements

6. Utilize effective negotiating skills and persistent follow-up procedures to cure delinquency

7. Understand and apply knowledge of credit bureau reports as relate to the performance of daily activities

8. Adhere to guidelines stated in the Fair Debt Collection Practices Act

9. Other duties as assigned or required

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities