AI Product Engineer in La Jolla, California at Plumb Bill Pay

AI Product Engineer

The role:

You will be Plumb's first dedicated AI hire — the person who takes AI from concept to shipped product inside a real fintech platform serving ultra high net worth clients. You will not be handed a spec. You will be handed a problem, a production environment, and direct access to leadership, and you will figure out how to build the right thing.

We are hiring a small cohort of up to three engineers. Each person owns one product track from day one — you are not a support resource, you are not doing tickets for someone else's roadmap. You own something real. You will collaborate with your cohort and work directly alongside our internal dev team, but the AI layer is yours.

We are not looking for the most credentialed candidate. We are looking for someone who ships — who can take a problem, figure out the right approach, build it, and put it in front of real users. If that is how you work, we want to talk to you.

YOU MUST HAVE

NICE TO HAVE

No fintech experience required. You will learn the domain on the job. What we cannot teach is the drive to figure things out and the discipline to ship.

$70,000–$85,000 Base salary, depending on experience and fit

Performance bonus Significant bonus potential tied to project milestones and outcomes — details discussed at offer

Full ownership You own your project track from day one — no task queues, no middle management

Real environment Production financial data, real clients, real consequences — not a sandbox exercise

Direct access Work directly with Plumb leadership. Your work will be seen and your input will matter

Small cohort Work alongside 1–2 other AI engineers — collaborate freely, compete on quality

La Jolla office In-person, in a focused environment — not a remote-first screen-share culture

Portfolio you can own You will have shipped AI products into a production fintech platform — that stands out