Regional Underwriting Manager (Jumbo) at Jobgether – United States

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Regional Underwriting Manager (Jumbo) in the United States.

This leadership role sits at the center of a high-performing mortgage underwriting organization, with a focus on jumbo loan production and complex credit scenarios. You will guide and develop a team of underwriters while ensuring adherence to agency guidelines, compliance standards, and internal service level agreements. The role combines hands-on underwriting expertise with coaching and operational oversight in a fast-paced lending environment. You will act as a key escalation point for complex loan decisions, ensuring accuracy, quality, and efficiency across the pipeline. Strong collaboration with production, compliance, and leadership teams is essential to maintain workflow balance and execution excellence. This position is ideal for a seasoned underwriting professional who thrives in a leadership and problem-solving capacity within a dynamic mortgage setting.

• Provide coaching, mentoring, and training to underwriters on guidelines, processes, systems, and credit decisions, escalating complex issues when needed
• Serve as the primary escalation point for underwriting questions, loan-level scenarios, and complex or second-level file reviews
• Ensure underwriting teams apply agency, compliance, and internal guidelines consistently across all loan decisions
• Review and manage underwriting pipelines, reports, and exception tracking tools to ensure adherence to service level agreements
• Conduct file spot checks, quality reviews, and post-closing or credit risk assessments to identify training needs and process gaps
• Support workload balancing, priority loan assignments, and timely movement of files through underwriting stages
• Participate in hiring, onboarding, performance evaluation, and ongoing team development activities
• Collaborate with leadership on reporting, operational improvements, and special underwriting projects

Requirements:

• Bachelor’s degree or equivalent combination of education and professional experience
• 5+ years of mortgage underwriting experience across FHA, VA, and conventional loans with strong agency guideline knowledge
• 5+ years of underwriting leadership or supervisory experience
• Active DE, SAR, and LAPP certifications required; USDA experience is a plus
• Strong knowledge of ATR, QM, compliance, and disclosure requirements
• Hands-on experience with Encompass loan origination system
• Strong analytical, decision-making, and problem-solving skills in complex credit scenarios
• Excellent communication, coaching, and organizational abilities
• Proficiency in Microsoft Office tools including Word, Excel, and Outlook

Benefits:

• Competitive annual salary range of 140,000 to 150,000 USD
• Comprehensive medical, dental, and vision insurance coverage
• 401k retirement savings plan
• Company-provided short-term disability coverage
• Employee assistance program for personal and professional support
• Wellness programs promoting employee health and wellbeing
• Career development opportunities within a high-growth, performance-driven environment
• Inclusive and collaborative culture focused on employee engagement and growth