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Commercial Loan Officer in WILDWOOD, New Jersey at CREST SAVINGS BANK SLA

NewJob Function: Accounting/Finance
CREST SAVINGS BANK SLA
WILDWOOD, New Jersey, 08260, United States
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Job Description

Please scroll to the bottom of this posting to download the required Pre-Employment Inquiry Authorization Release Voluntary Self-Identification - Form A Self-Identity form.

Be the Face of Service in Our Community:

The Commercial Loan Officer generates new commercial loan relationships while servicing and supporting existing loan customers.

Key Responsibilities:

  • Generate new lending opportunities:
  • Review initial financial information for each new opportunity to gauge bank appetite.
  • Coordinate credit presentations for review and approval by management.
  • Close Loans/LOC's and coordinate new credit file organization with Loan Processor.
  • Communicate on a continual basis with Crest Savings Bank referral sources including CPA's, attorneys, commercial and residential real estate companies, and other centers of influence.
  • Service/support existing loan customers:
  • Expedite loan and line of credit renewals.
  • Help facilitate additional credit requests.
  • Solicit existing customers for required financial information due the bank including business and personal tax returns along with updated personal financial information.
  • Ongoing review of financial performance of each customer's respective business
  • BSA site visits/updates
  • Monitor and manage monthly delinquency within individual portfolio.
  • Field incoming calls from current customers
  • Other Responsibilities:
  • Attend bi-weekly loan department meetings (w/residential area).
  • Attend after-hour venues for various chambers of commerce and other community service orientated events that the bank belongs to and/or supports.
  • Complete ongoing continuing education classes and testing for bank compliance.
  • Developing a strong understanding of the roles and responsibilities of other bank partners/departments.
  • Represent the bank in the best possible light whenever an opportunity presents itself.

Essential Requirements:

  • Minimum 3 years related experience as a Commercial Loan Officer, or equivalent combination of education and experience; of college diploma
  • Strong business development skills with the ability to build and maintain lasting client relationships.
  • Excellent financial acumen with the ability to assess risk and structure appropriate loan solutions.

Benefits:

  • Medical
  • Dental
  • Vision
  • 401K + plus match up to 4%
  • Life Insurance
  • Supplemental Life Insurance available
  • EAP Program
  • Education Program Reimbursement
  • PTO

Crest Savings Bank is committed to the principles of equal employment.

We are committed to complying with all federal, state, and local laws providing equal employment opportunities, and all other employment laws and regulations.

It is our intent to maintain a work environment that is free of harassment, discrimination, or retaliation based on the following protected classes: age: race (including traits historically associated with race, which include, but are not limited to hair texture, hair type, and protective hairstyles such as braids, locks, and twists), color, national origin, nationality, ancestry, creed, religion, sex, sexual orientation (including transgender status, gender identity, or expression)l pregnancy (including childbirth, lactation, and related medical conditions), marital status, civil union status, domestic partnership status, atypical hereditary cellular or blood trait, American flag display, physical or mental disability, genetic information (including testing and characteristics), veteran status, uniformed service member status, or any other status protected by federal, state, or local laws.

The Bank is dedicated to the fulfillment of this policy in regard to all aspects of employment, including, but not limited to, recruiting hiring, placement, transfer, training, promotion: rates of pay, and other compensation, termination, and all other terms, conditions, and privileges of employment.

REQUIRED FOR ALL APPLICANTS:
FILE ATTACHMENTS SECTION BELOW:

Crest Savings Bank: Pre-Employment Inquiry Authorization Release Voluntary Self-Identification - Form A Self-Identify
Please download and print the Crest Savings Bank PDF document attachment below.
You will be asked to upload the completed and fully executed (wet signature required on all three pages) document when you complete the application questions.

Job Location

WILDWOOD, New Jersey, 08260, United States

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