Residential Mortgage Originator in West Palm Beach, Florida at ConnectOne Bank

ConnectOne Bank proves that putting people first is a better way to do business. At ConnectOne, we’re builders — of businesses, communities, and equity. Most importantly, we’re building opportunities. Our mission is to ensure our employees feel empowered to make important decisions, reach their potential and truly make an impact.

ConnectOne is a growth organization by design; it is part of our DNA and we take pride in seeing our employees grow with us. Founded in 2005 by an entrepreneur, we have grown into a high-performing commercial bank, inspiring a new model for our industry’s future. By embracing technology and all the ways it can help us become a world-class service organization, we support small business owners by fueling their mission.

People First is the blueprint for our culture. It is at the foundation of everything we do and the decisions we make. At ConnectOne, you have the opportunity to be a part of a dynamic culture and team. Develop your forward-thinking skills, thrive in an entrepreneurial setting, and succeed at “a better place to be”.

ConnectOne Bank is an Equal Housing and Equal Opportunity Lender, and a member of the Federal Deposit Insurance Corporation.

The Residential Mortgage Originator is responsible for developing new business, underwriting, structuring and the closing of mortgage loans. Manages a team of Residential Mortgage Originators and Processors.

Key Responsibilities

• Support the Bank’s “People First” focus and rules of engagement—maintaining a professional demeanor, working as an active member of the CNOB team, providing all clients excellent service, always striving to make CNOB “A Better Place to Be”.
• Source, develop and underwrite new loans, secondary and portfolio mortgages for new and existing clients.
• Responsible for overall business development from established centers of influence in the real estate and building communities, not just relying on internal branch referrals.
• Maximize bank profitability through appropriate pricing of new loan originations and fees.
• Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required.
• Ensure all activities, transactions and records are in compliance with operational, security and control procedures of the Bank, preventing fraud and protecting customer assets.
• Handle client service issues by conducting research, taking ownership and following up with on a daily basis as necessary until conclusion.
• Responsible for the performance management, coaching and development of direct reports.

Knowledge

• Strong understanding of underwriting guidelines, policies and regulations.
• Knowledge of relevant Federal and State banking regulations.
• Familiarity with Bank security and safety practices.

Skills

• Five or more years of residential mortgage lending experience.
• Two or more years of supervisory management experience.
• Direct sales experience.
• Thorough understanding of federal banking compliance and requirements.
• Excellent PC skills.

Abilities

• Strong “People First” and ability.
• Ability to communicate effectively.

Other Requirements

• Bachelor’s degree preferred, but not required.

Location

• Role open for the New York, New Jersey, and Florida Locations

Benefits:

• World class health, vision, and dental benefits on day one
• 401k with employer match
• Hybrid work from home (depending on role)
• Employee appreciation events (team building, softball games, food truck days, etc..)
• Employee assistance programs (EAP)
• Wellness programs (flu shot, preventive care, health programs and services discounts, etc..)
• Tuition reimbursement
• Employee Discount perks
• CNOB Community Service Events

….and much, much more!

Studies have shown that individuals from underrepresented groups, may only apply to roles if they meet 100% of the qualifications. Roles evolve over time, especially with innovation, and you may be just the person we need. We hope you're open to learning new skills and growing with us. We encourage you to apply to continue making us “a better place to be!”

ConnectOne Bank is an equal opportunity employer and does not discriminate with respect to any term, condition or privilege of employment based on race, color, religion, sex, sexual orientation, gender identity or expression, age, disability, military or veteran status, marital status, or status of an individual in any group or class protected by applicable federal, state, or local law.

ConnectOne Bank also provides reasonable accommodations for qualified individuals with disabilities in accordance with the Americans with Disabilities Act and applicable state and local laws. If an accommodation is needed to participate in the job application or interview process, please contact Talent Acquisition.