Commercial Underwriter at Michigan Farm Bureau – Lansing, Michigan

Commercial Underwriter

US-MI-Lansing

Job ID: 2026-8608
Type: Regular Full-Time
# of Openings: 1
Category: Underwriting (Commercial)
Farm Bureau Center

Overview

Commercial Underwriter Objective

To underwrite designated commercial lines of insurance. To implement company philosophy and underwriting guidelines in the acceptance and rejection of risks, pricing, classification, hazard recognition, and providing service to policyholders, Farm Bureau Insurance agents and their staff.

Responsibilities

Commercial Underwriter Responsibilities

Evaluate, examine and physically survey risks submitted for coverage by Farm Bureau Insurance agents. Accept, modify or reject risks based upon all relevant information available, including guidelines, directives, inspections and claims information.

Properly classify and rate risks, verify coverage amounts, and develop appropriate premium. Work with Farm Bureau Insurance agents, and in some cases insureds, to determine exposure and appropriate coverages.

Monitor exposure of individual risks by the review of pictures, inspections, claims, consumer reports, renewal surveys, audits and communications with Farm Bureau Insurance agents.

Qualifications

Commercial Underwriter Qualifications

Required: Bachelor’s degree required, or equivalent experience may be considered.

Minimum one-year experience in commercial underwriting or commensurate insurance industry required.

Must possess a valid driver license with an acceptable driving record. Associate in Commercial Underwriting (AU) or Associate in Personal Insurance (API) required, or must be completed within 24 months of hire, or equivalent education may be considered.

Preferred: Chartered Property Casualty Underwriter (CPCU) designation preferred.

Note: Desk underwriter position. If residence is within 60-miles of home office, the position is hybrid. Must be working in the Farm Bureau Home Office located in Lansing, Michigan every Thursday, plus the 1st and 3rd Tuesdays of every month.
If residence is greater than 60-miles from our Farm Bureau Home Office in Lansing, Michigan, the position is remote from home with a required 1-day in office bi-monthly for an underwriting meeting.

Farm Bureau offers a full benefit package including medical, dental, vision, and 401K.

PM19

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.