Auto & Liability Examiner in Harrisburg, Pennsylvania at K2 Insurance Services, LLC

About the Role K2 Claims Services, LLC ("K2 Claims") is actively seeking a motivated Auto & Liability Examiner with experience handling both commercial and/or personal lines’ liability and property damage claims with expansion into lower exposure general liability claims.

As a third-party administrator (TPA), K2 Claims services specialty programs across property, general liability, auto, professional liability and workers-compensation. This is an remote role opportunity to join a well-established, growing company and contribute to building a world-class TPA.

Key Responsibilities

Claim Handling: Manage claims in strict accordance with state-specific insurance regulations and K2 Claims' Best Practices.Diverse Caseload: Manage a broad spectrum of claims ranging from first- and third-party auto property damage and third-party liability claims to lower exposure dog bites, slip/falls, wrongful evictions, customer complaints and general business disputes.Caseload Management: assignment through resolution, including assigning and directing appraisers, reviewing estimates and supplements, evaluating total losses, and resolving loss of use and rental claims.Litigation Management: Oversee lower exposure litigated cases, including referring to counsel, establishing litigation plans and budgets, and providing settlement authority.Coverage Analysis: Analyze policy coverage and draft detailed reservation of rights and/or coverage declination letters.Large Loss Reporting: Prepare comprehensive reports for senior management and clients regarding claim status, recommended reserves, and strategic plans of action.Negotiation: Effectively negotiate settlements within assigned authority.Risk Evaluation: Analyze risk transfer options and determine insurance priority.Referrals: Identify and refer appropriate claims to subrogation or the Special Investigation Unit (SIU).

Qualifications

Experience: 5+ years of commercial and/or personal lines liability experience is ideal. 1 year of general liability experience preferred but not required.Industry Background: Previous experience in a TPA or insurance carrier environment handling diverse programs.Licensing: Ability to obtain and maintain all required state adjuster licenses. Work Schedule: Ability to work M-F, 40 hours per week.Education: Bachelor’s Degree is preferred.Technical Proficiency: Skilled in Microsoft Word, Excel, and Outlook.Communication: Excellent verbal and written communication skills with a dedicated focus on customer service.Travel: Must be flexible for occasional business travel for training, mediations, and/or trials.

Why Join K2 Claims?

Medical, dental, and vision coverage with eligibility beginning the first of the month after hire date.Competitive base salary plus a bonus plan.401(k) with employer match.Generous paid time off, available starting in your first year.A collaborative team environment within a growing company.