Staff Software Engineer, LowerOS in Austin, Texas at Lower

Here at Lower, we believe homeownership is the key to building wealth, and we’re making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.

With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we’re a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.

LowerOS is our modern operating system that powers Lower’s digital mortgage and home finance experiences end to end. Our platform helps borrowers move from first inquiry to clear-to-close with less friction by unifying application, underwriting, and closing tools into a single, cohesive workflow for our sales, operations, and servicing teams.

As a Staff Software Engineer on the LowerOS team, you will lead the design and evolution of the core services, systems, and architectural patterns that power Lower’s digital mortgage platform end to end. You will shape the core services and features that make getting a mortgage feel simple, transparent, and human—so more people can build wealth through homeownership. You’ll operate as a technical leader across teams, helping scale our platform, mentor engineers, and drive high-impact technical initiatives that improve both developer effectiveness and customer experience.

This is an opportunity to join a fintech company redefining the mortgage industry by combining data-driven insights with thoughtful user experiences. You’ll work on impactful projects, collaborate with a talented team, and help us build scalable systems that directly improve how people achieve one of life’s biggest milestones—owning a home.

Work Location: Hybrid in either Columbus, OH (preferred); Austin, TX; or Denver, CO

Work Type: Full-time W2 employment, visa sponsorship is not available for this position at this time.

Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.