Credit Analyst I at Regent Bank – Frisco, Texas

About Company:

To become a cornerstone in the communities we serve by empowering businesses and individuals to achieve their dreams.

• Bring Your “A” Game Everyday: Excellence isn’t optional; it’s our standard.
• Be a Lifelong Learner: Commit to growth, personally and professionally.
• Enjoy the Journey: Find joy and purpose in our daily work.
• Have a Sense of Urgency: Act swiftly and decisively.
• Always be Truthful and Transparent: Openness builds trust.
• Go Above and Beyond: Exceed expectations in all that we do.
• Show You Care: Our foundation is built on a commitment to serve not just our clients but also our communities in a manner that reflects the values of integrity and compassion that are important to us.

About the Role:

As a Credit Analyst I, you will be responsible for analyzing financial data and assessing creditworthiness to help our organization make informed lending decisions. You will be expected to conduct thorough research and analysis of financial statements, credit reports, and other relevant information to evaluate the creditworthiness of potential borrowers. Also, you will be responsible for preparing reports and recommending to senior management based on your findings. Your work will ensure that our organization makes sound lending decisions that minimize risk and maximize profitability.

Minimum Qualifications:

• Bachelor's degree in finance, accounting, or related field
• 1-2 years of experience in credit analysis or related field
• Strong analytical and problem-solving skills
• Excellent attention to detail
• Ability to work independently and as part of a team

Preferred Qualifications:

• Master's degree in finance, accounting, or related field
• Experience with commercial lending
• Knowledge of lending regulations and compliance
• Strong communication and interpersonal skills
• Ability to manage multiple projects and priorities

Responsibilities:

• Analyze financial data and credit reports to assess creditworthiness
• Conduct research and gather relevant information to evaluate potential borrowers
• Prepare reports and make recommendations to senior management based on findings
• Ensure compliance with lending policies and regulations
• Collaborate with other departments to ensure efficient and effective lending processes

Skills:

As a Credit Analyst I, you will utilize your strong analytical and problem-solving skills to evaluate financial data and assess creditworthiness. You will also need excellent attention to detail to ensure your analysis and reporting accuracy. Strong communication and interpersonal skills will be vital as you collaborate with other departments and make recommendations to senior management. Additionally, you will need to be able to manage multiple projects and priorities to ensure efficient and effective lending processes.